Lender profile · HMDA 2023–2025
Everett Financial, Inc. mortgage approval rates & lending data
Everett Financial, Inc. decided 45,484 mortgage applications and funded 39,979 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 34,314 / 37,350 | 99% | $295K | 34,049 |
| Home improvement loans | 56% | 92 / 164 | 99% | $105K | 91 |
| Cash-out refinance | 63% | 2,324 / 3,673 | 98% | $245K | 2,285 |
| Refinance | 80% | 1,092 / 1,361 | 97% | $365K | 1,064 |
| Investment property purchase | 89% | 2,005 / 2,253 | 99% | $245K | 1,986 |
| Investment cash-out refinance | 80% | 401 / 504 | 97% | $205K | 390 |
| Investment refinance | 65% | 97 / 149 | 99% | $245K | 96 |
| Investment home improvement | 60% | 18 / 30 | 100% | $85K | 18 |
Everett Financial, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 92% | $305K | 10,707 | 9,819 |
| Florida | 88% | $285K | 9,885 | 8,614 |
| Georgia | 85% | $295K | 7,454 | 6,295 |
| California | 90% | $495K | 3,370 | 3,021 |
| Minnesota | 96% | $295K | 2,090 | 1,993 |
| Michigan | 91% | $175K | 1,263 | 1,104 |
| New York | 91% | $215K | 1,180 | 1,067 |
| Colorado | 93% | $405K | 1,103 | 1,019 |
| Missouri | 93% | $235K | 646 | 599 |
| Tennessee | 92% | $275K | 608 | 553 |
| Indiana | 89% | $175K | 596 | 527 |
| North Carolina | 87% | $275K | 537 | 458 |
| Kentucky | 90% | $175K | 468 | 419 |
| Maryland | 80% | $345K | 452 | 355 |
| Ohio | 79% | $275K | 389 | 292 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.