Everett Financial, Inc. mortgage approval rate & lending review
Everett Financial, Inc. decided 45,484 mortgage applications and funded 39,979 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Everett Financial, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to everettfinancial.com.
Everett Financial, Inc. at a glance
Approval is 3.3 points above the 85.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 34,314 / 37,350 | 99% | $295K | 34,049 |
| Home improvement loans | 56% | 92 / 164 | 99% | $105K | 91 |
| Cash-out refinance | 63% | 2,324 / 3,673 | 98% | $245K | 2,285 |
| Refinance | 80% | 1,092 / 1,361 | 97% | $365K | 1,064 |
| Investment property purchase | 89% | 2,005 / 2,253 | 99% | $245K | 1,986 |
| Investment cash-out refinance | 80% | 401 / 504 | 97% | $205K | 390 |
| Investment refinance | 65% | 97 / 149 | 99% | $245K | 96 |
| Investment home improvement | 60% | 18 / 30 | 100% | $85K | 18 |
Everett Financial, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 92% | $305K | 10,707 | 9,819 |
| Florida | 88% | $285K | 9,885 | 8,614 |
| Georgia | 85% | $295K | 7,454 | 6,295 |
| California | 90% | $495K | 3,370 | 3,021 |
| Minnesota | 96% | $295K | 2,090 | 1,993 |
| Michigan | 91% | $175K | 1,263 | 1,104 |
| New York | 91% | $215K | 1,180 | 1,067 |
| Colorado | 93% | $405K | 1,103 | 1,019 |
| Missouri | 93% | $235K | 646 | 599 |
| Tennessee | 92% | $275K | 608 | 553 |
| Indiana | 89% | $175K | 596 | 527 |
| North Carolina | 87% | $275K | 537 | 458 |
| Kentucky | 90% | $175K | 468 | 419 |
| Maryland | 80% | $345K | 452 | 355 |
| Ohio | 79% | $275K | 389 | 292 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Everett Financial, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Dallas County, TX | Mortgage lenders | 95% | 1,528 | 1,439 |
| Tarrant County, TX | Mortgage lenders | 95% | 1,270 | 1,199 |
| Harris County, TX | Mortgage lenders | 90% | 1,136 | 1,016 |
| Collin County, TX | Mortgage lenders | 96% | 988 | 941 |
| Broward County, FL | Mortgage lenders | 85% | 1,095 | 924 |
| Denton County, TX | Mortgage lenders | 97% | 943 | 909 |
| Fulton County, GA | Mortgage lenders | 82% | 1,044 | 852 |
| Cobb County, GA | Mortgage lenders | 87% | 906 | 782 |
| Gwinnett County, GA | Mortgage lenders | 89% | 861 | 760 |
| Palm Beach County, FL | Mortgage lenders | 89% | 827 | 737 |
| DeKalb County, GA | Mortgage lenders | 83% | 805 | 670 |
| Hennepin County, MN | Mortgage lenders | 97% | 647 | 619 |
The county markets where Everett Financial, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Everett Financial, Inc.
What is Everett Financial, Inc.'s mortgage approval rate?
Everett Financial, Inc. approved 88.7% of the 45,484 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.3 points above the 85.4% national rate for the same mix of loan types.
How often do borrowers take the loan Everett Financial, Inc. offers?
Borrowers accepted 99% of the loans Everett Financial, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Everett Financial, Inc. make?
The typical home purchase mortgage loan Everett Financial, Inc. made was $295K; across all loan types its typical loan ran from $85K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Everett Financial, Inc. lend?
Everett Financial, Inc. decided applications in 51 of the states Fat Boy Data covers, most of them in Texas, Florida and Georgia.
Can I apply to Everett Financial, Inc. directly?
Yes. Everett Financial, Inc. reports as a direct lender that takes applications from borrowers. Its website is everettfinancial.com.
Does this page show Everett Financial, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Everett Financial, Inc. treats applications, then get a rate quote from the lender.