Lender profile · HMDA 2023–2025
Fidelity Co-operative Bank mortgage approval rates & lending data
Fidelity Co-operative Bank decided 1,215 mortgage applications and funded 936 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 291 / 318 | 92% | $285K | 269 |
| Home improvement loans | 79% | 376 / 473 | 96% | $75K | 360 |
| Cash-out refinance | 77% | 252 / 326 | 92% | $125K | 232 |
| Refinance | 85% | 33 / 39 | 91% | $105K | 30 |
| Investment property purchase | 87% | 26 / 30 | 92% | $355K | 24 |
Fidelity Co-operative Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 82% | $125K | 1,198 | 920 |
| New Hampshire | 100% | $105K | 14 | 14 |
| California | 0% | — | 1 | 0 |
| Florida | 100% | $255K | 1 | 1 |
| Maine | 100% | $175K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.