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refinance lenders · HMDA 2023–2025

Refinance lenders in Worcester County, Massachusetts

Fat Boy Data analyzed mortgage refinance activity in Worcester County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,474 applications were decided by 298 lenders between 2023 and 2025.

Worcester County at a glance

298Active lenders61 with 20+ decisions
79.0%Market approval rate5,907 of 7,474 decided
$285KTypical loanmedian lender, $10K brackets
94%Borrower take-up5,569 loans funded

How Worcester County compares

Approval rate compared
Worcester County79.0%Massachusetts77.5%All 616 counties76.5%
Typical loan compared
Worcester County$285KMassachusetts$225KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Worcester County, MA, 561 of them.

T2 Financial LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 36.

The typical mortgage refinance here is $285K, 27% larger than the Massachusetts typical of $225K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 22% approved of 23Discover Bank: 30% approved of 179Mortgage Research Center, LLC: 41% approved of 39First Technology: 47% approved of 68PNC Bank, National Association: 54% approved of 28Third Federal Savings And Loan Association Of Cleveland: 54% approved of 35Lakeview Loan Servicing, LLC: 60% approved of 187Rockland Trust Company: 63% approved of 94Berkshire Bank: 64% approved of 59TD Bank, National Association: 68% approved of 170Homebridge Financial Services, Inc.: 69% approved of 39Main Street Bank: 70% approved of 23Eastern Bank: 70% approved of 43Bank of America, National Association: 71% approved of 263GFA Federal Credit Union: 72% approved of 39Webster First Federal Credit Union: 72% approved of 25Hanscom: 72% approved of 61New American Funding, LLC: 72% approved of 47Longbridge Financial, LLC: 73% approved of 51Finance of America Reverse LLC: 74% approved of 27Manufacturers and Traders Trust Company: 74% approved of 66Mutual of Omaha Mortgage, Inc.: 74% approved of 78Citizens Bank, National Association: 75% approved of 781Newrez LLC: 76% approved of 123Nqm Funding, LLC: 77% approved of 22Middlesex Savings Bank: 78% approved of 69Webster Five Cents Savings Bank: 79% approved of 24Cornerstone Bank: 80% approved of 257Country Bank for Savings: 80% approved of 119United Wholesale Mortgage, LLC: 80% approved of 378Bay State Savings Bank: 81% approved of 21Village Capital & Investment LLC: 82% approved of 67Milend, Inc.: 83% approved of 23Rocket Mortgage, LLC: 83% approved of 417Bankesb: 84% approved of 114Worcester Credit Union: 85% approved of 46Nationstar Mortgage LLC: 86% approved of 83Loandepot.Com, LLC: 87% approved of 67UniBank for Savings: 87% approved of 54Fidelity Co-operative Bank: 87% approved of 31U.S. Bank National Association: 88% approved of 48Guild Mortgage Company LLC: 88% approved of 105Fairway Independent Mortgage Corporation: 88% approved of 82All One: 88% approved of 582Drew Mortgage Associates, Inc.: 89% approved of 74Union Home Mortgage Corp.: 89% approved of 38Emm Loans LLC: 90% approved of 50Central One Federal Credit Union: 90% approved of 133Pennymac Loan Services, LLC: 91% approved of 133Baycoast Mortgage Company, LLC: 91% approved of 23Cmg Mortgage, Inc.: 91% approved of 93Guaranteed Rate, Inc.: 92% approved of 119JPMorgan Chase Bank, National Association: 93% approved of 30Crosscountry Mortgage, LLC: 95% approved of 78Movement Mortgage, LLC: 95% approved of 39Washington Trust Mortgage Company LLC: 95% approved of 22Freedom Mortgage Corporation: 96% approved of 188Leader Bank, National Association: 96% approved of 80Total Mortgage Services, LLC: 98% approved of 60T2 Financial LLC: 100% approved of 36

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Worcester County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association75%586 / 78196%$205K561
2All One88%514 / 58297%$115K501
3Rocket Mortgage, LLC83%346 / 41792%$355K317
4United Wholesale Mortgage, LLCBroker only80%302 / 37898%$395K295
5Bank of America, National Association71%186 / 26399%$155K184

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 293 more lenders.

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Other lending data for Worcester County

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Nearby markets

All lending in Worcester CountyCounty overviewRefinance across MassachusettsStatewideHampden CountyNearby countyHampshire CountyNearby countyMiddlesex CountyNearby countyNorfolk CountyNearby county