Lender profile · HMDA 2023–2025
First Bank (Missouri) mortgage approval rates & lending data
First Bank (Missouri) decided 4,809 mortgage applications and funded 4,019 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 2,515 / 2,608 | 100% | $275K | 2,508 |
| Home improvement loans | 58% | 477 / 816 | 94% | $205K | 446 |
| Cash-out refinance | 84% | 173 / 207 | 98% | $225K | 169 |
| Refinance | 76% | 618 / 814 | 95% | $295K | 586 |
| Investment property purchase | 91% | 249 / 275 | 100% | $205K | 249 |
| Investment cash-out refinance | 71% | 25 / 35 | 100% | $275K | 25 |
| Investment refinance | 80% | 35 / 44 | 97% | $185K | 34 |
First Bank (Missouri) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 92% | $245K | 1,575 | 1,427 |
| California | 69% | $305K | 1,566 | 1,037 |
| Nebraska | 96% | $275K | 713 | 685 |
| Kansas | 97% | $335K | 591 | 573 |
| Illinois | 63% | $185K | 116 | 73 |
| Florida | 88% | $425K | 50 | 44 |
| Texas | 90% | $315K | 29 | 26 |
| Colorado | 90% | $445K | 21 | 19 |
| Nevada | 93% | $225K | 15 | 14 |
| Arizona | 93% | $325K | 14 | 13 |
| Tennessee | 89% | $395K | 9 | 8 |
| Washington | 89% | $275K | 9 | 8 |
| Oklahoma | 88% | $225K | 8 | 7 |
| Arkansas | 100% | $455K | 7 | 7 |
| Michigan | 100% | $275K | 6 | 6 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.