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refinance lenders · HMDA 2023–2025

Refinance lenders in Fairfax County, Virginia

Fat Boy Data analyzed mortgage refinance activity in Fairfax County, Virginia, home to Herndon, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,465 applications were decided by 346 lenders between 2023 and 2025.

Fairfax County at a glance

346Active lenders61 with 20+ decisions
76.9%Market approval rate6,508 of 8,465 decided
$555KTypical loanmedian lender, $10K brackets
94%Borrower take-up6,124 loans funded

How Fairfax County compares

Approval rate compared
Fairfax County76.9%Virginia79.3%All 616 counties76.5%
Typical loan compared
Fairfax County$555KVirginia$395KAll 616 counties$295K

What the data shows

Truist Bank made the most mortgage refinances in Fairfax County, VA, 543 of them.

Atlantic Coast Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 73.

The typical mortgage refinance here is $555K, 41% larger than the Virginia typical of $395K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 26% approved of 184One lender: 33% approved of 91One lender: 42% approved of 148One lender: 48% approved of 25One lender: 52% approved of 33One lender: 55% approved of 31Bank of America, National Association: 62% approved of 472Truist Bank: 65% approved of 896One lender: 66% approved of 151One lender: 67% approved of 36One lender: 67% approved of 163PNC Bank, National Association: 69% approved of 531One lender: 69% approved of 297One lender: 70% approved of 27One lender: 71% approved of 198One lender: 71% approved of 144One lender: 71% approved of 31One lender: 72% approved of 92One lender: 73% approved of 167One lender: 73% approved of 132One lender: 77% approved of 118One lender: 77% approved of 22One lender: 81% approved of 81One lender: 81% approved of 54One lender: 83% approved of 52Rocket Mortgage, LLC: 84% approved of 456One lender: 85% approved of 26One lender: 86% approved of 35One lender: 86% approved of 29One lender: 86% approved of 29One lender: 88% approved of 24One lender: 88% approved of 24One lender: 88% approved of 73One lender: 88% approved of 51One lender: 88% approved of 60United Wholesale Mortgage, LLC: 90% approved of 620One lender: 90% approved of 31One lender: 91% approved of 88One lender: 91% approved of 22One lender: 92% approved of 24One lender: 92% approved of 24One lender: 92% approved of 26One lender: 92% approved of 40One lender: 93% approved of 267One lender: 93% approved of 43One lender: 94% approved of 32One lender: 94% approved of 50One lender: 95% approved of 21One lender: 96% approved of 49One lender: 97% approved of 211One lender: 97% approved of 93One lender: 97% approved of 36One lender: 97% approved of 112One lender: 98% approved of 41One lender: 98% approved of 97One lender: 99% approved of 92One lender: 100% approved of 73One lender: 100% approved of 65One lender: 100% approved of 52One lender: 100% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Fairfax County

LenderApprovalApprovedTaken upTypical loanLoans made
1Truist Bank65%585 / 89693%$255K543
2United Wholesale Mortgage, LLCBroker only90%556 / 62094%$635K522
3PNC Bank, National Association69%365 / 53196%$255K350
4Bank of America, National Association62%294 / 47298%$205K289
5Rocket Mortgage, LLC84%381 / 45696%$565K367

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 341 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Fairfax County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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