General Electric Credit Union mortgage approval rate & lending review
General Electric Credit Union decided 1,855 mortgage applications and funded 1,629 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions General Electric Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
General Electric Credit Union at a glance
Approval is 13.9 points above the 78.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 840 / 859 | 95% | $305K | 796 |
| Cash-out refinance | 86% | 656 / 760 | 95% | $55K | 622 |
| Refinance | 90% | 77 / 86 | 95% | $165K | 73 |
| Investment property purchase | 99% | 89 / 90 | 97% | $275K | 86 |
| Investment cash-out refinance | 92% | 49 / 53 | 94% | $175K | 46 |
General Electric Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 92% | $255K | 1,567 | 1,363 |
| Kentucky | 93% | $185K | 240 | 219 |
| Florida | 100% | $405K | 28 | 28 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where General Electric Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hamilton County, OH | Mortgage lenders | 98% | 298 | 277 |
| Hamilton County, OH | Cash-out refinance | 83% | 257 | 198 |
| Butler County, OH | Cash-out refinance | 87% | 174 | 145 |
| Warren County, OH | Mortgage lenders | 98% | 130 | 125 |
| Butler County, OH | Mortgage lenders | 98% | 132 | 118 |
| Clermont County, OH | Cash-out refinance | 91% | 98 | 86 |
| Warren County, OH | Cash-out refinance | 85% | 89 | 71 |
| Clermont County, OH | Mortgage lenders | 99% | 72 | 65 |
| Boone County, KY | Cash-out refinance | 88% | 64 | 54 |
| Kenton County, KY | Cash-out refinance | 94% | 49 | 45 |
| Kenton County, KY | Mortgage lenders | 97% | 37 | 36 |
| Boone County, KY | Mortgage lenders | 94% | 31 | 29 |
The county markets where General Electric Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about General Electric Credit Union
What is General Electric Credit Union's mortgage approval rate?
General Electric Credit Union approved 92.6% of the 1,855 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.9 points above the 78.7% national rate for the same mix of loan types.
How often do borrowers take the loan General Electric Credit Union offers?
Borrowers accepted 95% of the loans General Electric Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does General Electric Credit Union make?
The typical home purchase mortgage loan General Electric Credit Union made was $305K; across all loan types its typical loan ran from $55K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does General Electric Credit Union lend?
General Electric Credit Union decided applications in 11 of the states Fat Boy Data covers, most of them in Ohio, Kentucky and Florida.
Can I apply to General Electric Credit Union directly?
Yes. General Electric Credit Union is a bank or credit union with 14 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show General Electric Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how General Electric Credit Union treats applications, then get a rate quote from the lender.