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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Boone County, Kentucky

Fat Boy Data analyzed cash-out refinance activity in Boone County, Kentucky, home to Florence, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,136 applications were decided by 140 lenders between 2023 and 2025.

Boone County at a glance

140Active lenders24 with 20+ decisions
73.6%Market approval rate1,571 of 2,136 decided
$165KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,515 loans funded

How Boone County compares

Approval rate compared
Boone County73.6%Kentucky71.6%All 616 counties68.2%
Typical loan compared
Boone County$165KKentucky$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Boone County, KY, 332 of them.

JPMorgan Chase Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 95% of 20.

The typical cash-out refinance here is $165K, 22% larger than the Kentucky typical of $135K.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%One lender: 12% approved of 26One lender: 32% approved of 38Amerisave Mortgage Corporation: 38% approved of 117One lender: 48% approved of 56One lender: 56% approved of 25One lender: 57% approved of 23One lender: 57% approved of 84One lender: 67% approved of 45One lender: 70% approved of 82One lender: 70% approved of 67One lender: 71% approved of 55One lender: 73% approved of 22First Financial Bank: 74% approved of 96One lender: 77% approved of 43United Wholesale Mortgage, LLC: 81% approved of 101One lender: 83% approved of 24Rocket Mortgage, LLC: 84% approved of 402The Huntington National Bank: 85% approved of 163One lender: 85% approved of 40One lender: 85% approved of 41One lender: 88% approved of 64One lender: 89% approved of 28One lender: 91% approved of 23One lender: 95% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Boone County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%338 / 40298%$165K332
2The Huntington National Bank85%138 / 163100%$105K138
3Amerisave Mortgage Corporation38%45 / 11798%$105K44
4United Wholesale Mortgage, LLCBroker only81%82 / 10195%$235K78
5First Financial Bank74%71 / 96100%$85K71

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 135 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Boone County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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