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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Kenton County, Kentucky

Fat Boy Data analyzed cash-out refinance activity in Kenton County, Kentucky to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,453 applications were decided by 151 lenders between 2023 and 2025.

Kenton County at a glance

151Active lenders26 with 20+ decisions
73.4%Market approval rate1,800 of 2,453 decided
$135KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,733 loans funded

How Kenton County compares

Approval rate compared
Kenton County73.4%Kentucky71.6%All 616 counties68.2%
Typical loan compared
Kenton County$135KKentucky$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Kenton County, KY, 327 of them.

General Electric Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 94% of 49.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 18% approved of 34Lakeview Loan Servicing, LLC: 33% approved of 27Amerisave Mortgage Corporation: 39% approved of 138Carrington Mortgage Services, LLC: 45% approved of 85New American Funding, LLC: 48% approved of 21New Day Financial, LLC: 52% approved of 29Loandepot.Com, LLC: 55% approved of 49Newrez LLC: 59% approved of 85Pennymac Loan Services, LLC: 66% approved of 47Truist Bank: 67% approved of 24Mutual of Omaha Mortgage, Inc.: 68% approved of 25Republic Bank & Trust Company: 68% approved of 22First Financial Bank: 72% approved of 94Crosscountry Mortgage, LLC: 75% approved of 24Freedom Mortgage Corporation: 76% approved of 74U.S. Bank National Association: 79% approved of 101Stockton Mortgage Corporation: 79% approved of 29Fifth Third Bank, National Association: 80% approved of 54Rocket Mortgage, LLC: 80% approved of 420The Huntington National Bank: 84% approved of 242Cinfed Federal Credit Union: 84% approved of 25Guardian Savings Bank: 84% approved of 135United Wholesale Mortgage, LLC: 85% approved of 147L & N Federal Credit Union: 85% approved of 27Nationstar Mortgage LLC: 89% approved of 37General Electric Credit Union: 94% approved of 49

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Kenton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%335 / 42098%$135K327
2The Huntington National Bank84%203 / 24298%$105K198
3United Wholesale Mortgage, LLCBroker only85%125 / 14797%$195K121
4Amerisave Mortgage Corporation39%54 / 13896%$125K52
5Guardian Savings Bank84%114 / 13596%$135K110

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 146 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Kenton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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