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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Kenton County, Kentucky

Fat Boy Data analyzed cash-out refinance activity in Kenton County, Kentucky, home to Covington, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,453 applications were decided by 151 lenders between 2023 and 2025.

Kenton County at a glance

151Active lenders26 with 20+ decisions
73.4%Market approval rate1,800 of 2,453 decided
$135KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,733 loans funded

How Kenton County compares

Approval rate compared
Kenton County73.4%Kentucky71.6%All 616 counties68.2%
Typical loan compared
Kenton County$135KKentucky$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Kenton County, KY, 327 of them.

General Electric Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 94% of 49.

Approval rate of all 26 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 34One lender: 33% approved of 27Amerisave Mortgage Corporation: 39% approved of 138One lender: 45% approved of 85One lender: 48% approved of 21One lender: 52% approved of 29One lender: 55% approved of 49One lender: 59% approved of 85One lender: 66% approved of 47One lender: 67% approved of 24One lender: 68% approved of 25One lender: 68% approved of 22One lender: 72% approved of 94One lender: 75% approved of 24One lender: 76% approved of 74One lender: 79% approved of 101One lender: 79% approved of 29One lender: 80% approved of 54Rocket Mortgage, LLC: 80% approved of 420The Huntington National Bank: 84% approved of 242One lender: 84% approved of 25Guardian Savings Bank: 84% approved of 135United Wholesale Mortgage, LLC: 85% approved of 147One lender: 85% approved of 27One lender: 89% approved of 37One lender: 94% approved of 49

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Kenton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%335 / 42098%$135K327
2The Huntington National Bank84%203 / 24298%$105K198
3United Wholesale Mortgage, LLCBroker only85%125 / 14797%$195K121
4Amerisave Mortgage Corporation39%54 / 13896%$125K52
5Guardian Savings Bank84%114 / 13596%$135K110

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 146 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Kenton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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