Lender profile · HMDA 2023–2025
Genesee Regional Bank mortgage approval rates & lending data
Genesee Regional Bank decided 4,437 mortgage applications and funded 3,961 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 3,539 / 3,686 | 95% | $215K | 3,345 |
| Cash-out refinance | 88% | 60 / 68 | 85% | $195K | 51 |
| Refinance | 91% | 60 / 66 | 83% | $305K | 50 |
| Investment property purchase | 93% | 477 / 511 | 92% | $155K | 437 |
| Investment cash-out refinance | 89% | 84 / 94 | 81% | $155K | 68 |
Genesee Regional Bank lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.