Lender profile · HMDA 2023–2025
Guaranty Bank And Trust Company mortgage approval rates & lending data
Guaranty Bank And Trust Company decided 455 mortgage applications and funded 409 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 228 / 256 | 100% | $275K | 228 |
| Refinance | 77% | 27 / 35 | 96% | $295K | 26 |
| Investment property purchase | 99% | 116 / 117 | 99% | $195K | 115 |
| Investment refinance | 94% | 29 / 31 | 97% | $165K | 28 |
Guaranty Bank And Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Mississippi | 91% | $275K | 294 | 265 |
| Tennessee | 91% | $125K | 128 | 115 |
| Florida | 100% | $3.15M | 9 | 9 |
| Alabama | 80% | $55K | 5 | 4 |
| Louisiana | 100% | $245K | 5 | 5 |
| Texas | 80% | $755K | 5 | 4 |
| Arkansas | 100% | $685K | 4 | 4 |
| Georgia | 100% | $305K | 2 | 2 |
| California | 0% | — | 1 | 0 |
| Illinois | 100% | $235K | 1 | 1 |
| Maine | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.