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investment property lenders · HMDA 2023–2025

Investment property lenders in DeSoto County, Mississippi

Fat Boy Data analyzed investment property mortgage activity in DeSoto County, Mississippi to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 822 applications were decided by 138 lenders between 2023 and 2025.

DeSoto County at a glance

138Active lenders10 with 20+ decisions
93.3%Market approval rate767 of 822 decided
$175KTypical loanmedian lender, $10K brackets
94%Borrower take-up718 loans funded

How DeSoto County compares

Approval rate compared
DeSoto County93.3%Mississippi87.7%All 616 counties87.5%
Typical loan compared
DeSoto County$175KMississippi$145KAll 616 counties$255K

What the data shows

First Security Bank, Batesville, Mississippi made the most investment property mortgages in DeSoto County, MS, 92 of them.

First Security Bank, Batesville, Mississippi approved the highest share of applications among lenders with at least 20 decisions here, 100% of 92.

Lenders approved 93.3% of investment property mortgage applications in DeSoto County, MS, 5.6 percentage points above the Mississippi rate of 87.7%.

The typical investment property mortgage here is $175K, 21% larger than the Mississippi typical of $145K.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%Bank of Bartlett: 65% approved of 23Cadence Bank: 96% approved of 26Community Bank of Mississippi: 98% approved of 42BankPlus: 98% approved of 44First Security Bank, Batesville, Mississippi: 100% approved of 92Guaranty Bank And Trust Company: 100% approved of 34BankFirst Financial Services: 100% approved of 27Southern Bancorp Bank: 100% approved of 25Deephaven Mortgage LLC: 100% approved of 23Neighborhood Loans, Inc.: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in DeSoto County

LenderApprovalApprovedTaken upTypical loanLoans made
1First Security Bank, Batesville, Mississippi100%92 / 92100%$155K92
2BankPlus98%43 / 4495%$255K41
3Community Bank of Mississippi98%41 / 4298%$225K40
4Guaranty Bank And Trust Company100%34 / 3497%$205K33
5BankFirst Financial Services100%27 / 2796%$165K26

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 133 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in DeSoto County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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