Lender profile · HMDA 2023–2025
Harvard University Employees Credit Union mortgage approval rates & lending data
Harvard University Employees Credit Union decided 1,265 mortgage applications and funded 1,137 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 450 / 470 | 99% | $575K | 445 |
| Home improvement loans | 92% | 450 / 487 | 98% | $105K | 439 |
| Cash-out refinance | 76% | 47 / 62 | 96% | $315K | 45 |
| Refinance | 87% | 191 / 219 | 99% | $145K | 190 |
Harvard University Employees Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 92% | $185K | 1,190 | 1,073 |
| New Hampshire | 87% | $75K | 39 | 34 |
| Rhode Island | 85% | $105K | 13 | 10 |
| Connecticut | 100% | $295K | 8 | 8 |
| Maine | 88% | $85K | 8 | 7 |
| Florida | 83% | $265K | 6 | 4 |
| Vermont | 100% | $35K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.