Lender profile · HMDA 2023–2025
Kemba Credit Union, Inc. mortgage approval rates & lending data
Kemba Credit Union, Inc. decided 1,309 mortgage applications and funded 1,047 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 314 / 332 | 100% | $315K | 313 |
| Home improvement loans | 72% | 542 / 749 | 99% | $75K | 536 |
| Cash-out refinance | 86% | 87 / 101 | 99% | $205K | 86 |
| Refinance | 86% | 75 / 87 | 99% | $265K | 74 |
| Investment property purchase | 100% | 32 / 32 | 100% | $325K | 32 |
Kemba Credit Union, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 81% | $75K | 1,106 | 888 |
| Kentucky | 77% | $95K | 158 | 119 |
| Florida | 92% | $415K | 25 | 23 |
| Indiana | 60% | $45K | 5 | 3 |
| South Carolina | 100% | $125K | 4 | 4 |
| Arizona | 100% | $385K | 3 | 3 |
| Georgia | 50% | $655K | 2 | 1 |
| Texas | 100% | $425K | 2 | 2 |
| Arkansas | 100% | $385K | 1 | 1 |
| Colorado | 100% | $675K | 1 | 1 |
| Pennsylvania | 100% | $85K | 1 | 1 |
| Tennessee | 100% | $3.50M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.