Home improvement loan lenders in Kenton County, Kentucky
Fat Boy Data analyzed home improvement loan activity in Kenton County, Kentucky, home to Covington, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,182 applications were decided by 74 lenders between 2023 and 2025.
Kenton County at a glance
How Kenton County compares
What the data shows
Fifth Third Bank, National Association made the most home improvement loans in Kenton County, KY, 302 of them.
Guardian Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 95% of 64.
The typical home improvement loan here is $55K, 15% smaller than the Kentucky typical of $65K.
Only 2 lenders here typically write at or below $35K: Guardian Savings Bank, Cinfed Federal Credit Union.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Kenton County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Fifth Third Bank, National Association | 72% | 314 / 438 | 96% | $55K | 302 |
| 2 | The Huntington National Bank | 57% | 237 / 419 | 94% | $75K | 222 |
| 3 | U.S. Bank National Association | 55% | 148 / 267 | 97% | $55K | 144 |
| 4 | PNC Bank, National Association | 70% | 92 / 132 | 99% | $65K | 91 |
| 5 | Truist Bank | 33% | 28 / 86 | 93% | $105K | 26 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 69 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Kenton County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.