Lender profile · HMDA 2023–2025
Ladera Lending, Inc. mortgage approval rates & lending data
Ladera Lending, Inc. decided 2,658 mortgage applications and funded 2,264 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 172 / 181 | 99% | $515K | 171 |
| Refinance | 87% | 1,990 / 2,298 | 98% | $245K | 1,952 |
| Investment property purchase | 94% | 30 / 32 | 100% | $265K | 30 |
| Investment refinance | 78% | 115 / 147 | 97% | $215K | 111 |
Ladera Lending, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 88% | $315K | 770 | 664 |
| Florida | 82% | $255K | 334 | 271 |
| Arizona | 85% | $225K | 227 | 188 |
| Nevada | 87% | $215K | 204 | 174 |
| New Jersey | 85% | $245K | 149 | 123 |
| Washington | 87% | $295K | 134 | 116 |
| North Carolina | 88% | $205K | 121 | 107 |
| Texas | 90% | $205K | 101 | 82 |
| Illinois | 84% | $195K | 94 | 78 |
| Tennessee | 86% | $225K | 92 | 78 |
| South Carolina | 91% | $185K | 90 | 80 |
| Massachusetts | 89% | $285K | 83 | 73 |
| Oregon | 93% | $225K | 67 | 61 |
| Colorado | 94% | $265K | 63 | 59 |
| Maryland | 81% | $445K | 36 | 28 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.