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refinance lenders · HMDA 2023–2025

Refinance lenders in Maricopa County, Arizona

Fat Boy Data analyzed mortgage refinance activity in Maricopa County, Arizona, home to Phoenix, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 42,273 applications were decided by 555 lenders between 2023 and 2025.

Maricopa County at a glance

555Active lenders163 with 20+ decisions
77.5%Market approval rate32,747 of 42,273 decided
$385KTypical loanmedian lender, $10K brackets
93%Borrower take-up30,346 loans funded

How Maricopa County compares

Approval rate compared
Maricopa County77.5%Arizona78.0%All 616 counties76.5%
Typical loan compared
Maricopa County$385KArizona$385KAll 616 counties$295K

What the data shows

Desert Financial Credit Union made the most mortgage refinances in Maricopa County, AZ, 4,061 of them.

Paramount Residential Mortgage Group, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 97% of 154.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 11% approved of 137One lender: 36% approved of 944One lender: 43% approved of 314One lender: 47% approved of 1,040One lender: 48% approved of 462One lender: 50% approved of 852One lender: 52% approved of 130One lender: 53% approved of 187One lender: 55% approved of 126One lender: 59% approved of 137One lender: 60% approved of 114One lender: 63% approved of 169One lender: 64% approved of 121One lender: 67% approved of 182One lender: 67% approved of 166Bank of America, National Association: 68% approved of 1,295One lender: 69% approved of 533One lender: 71% approved of 414One lender: 71% approved of 187One lender: 71% approved of 231One lender: 72% approved of 319Desert Financial Credit Union: 73% approved of 6,139One lender: 73% approved of 214One lender: 74% approved of 549One lender: 76% approved of 110One lender: 78% approved of 385One lender: 78% approved of 218One lender: 78% approved of 116One lender: 79% approved of 999Rocket Mortgage, LLC: 81% approved of 2,403One lender: 83% approved of 124One lender: 84% approved of 132One lender: 85% approved of 449United Wholesale Mortgage, LLC: 86% approved of 6,831One lender: 86% approved of 156One lender: 86% approved of 160One lender: 86% approved of 351One lender: 87% approved of 328One lender: 87% approved of 489One lender: 88% approved of 249One lender: 88% approved of 839One lender: 89% approved of 169One lender: 89% approved of 415One lender: 89% approved of 492One lender: 89% approved of 486One lender: 89% approved of 517One lender: 89% approved of 168One lender: 90% approved of 174One lender: 90% approved of 197One lender: 90% approved of 438One lender: 92% approved of 296One lender: 93% approved of 147One lender: 93% approved of 138One lender: 94% approved of 305One lender: 95% approved of 232Freedom Mortgage Corporation: 95% approved of 1,370One lender: 96% approved of 124One lender: 96% approved of 212One lender: 96% approved of 247One lender: 97% approved of 154

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Maricopa County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only86%5,856 / 6,83197%$425K5,666
2Desert Financial Credit Union73%4,496 / 6,13990%$135K4,061
3Rocket Mortgage, LLC81%1,944 / 2,40395%$385K1,845
4Freedom Mortgage Corporation95%1,302 / 1,37078%$395K1,019
5Bank of America, National Association68%877 / 1,29598%$155K861

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 550 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Maricopa County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Maricopa County

Lakeview Loan Servicing, LLCArizona Financial Credit UnionDiscover BankMountain America Federal Credit UnionPennymac Loan Services, LLCNewrez LLCPNC Bank, National AssociationJPMorgan Chase Bank, National AssociationCmg Mortgage, Inc.Village Capital & Investment LLCFairway Independent Mortgage CorporationSpring Eq, LLCU.S. Bank National AssociationFinance of America Reverse LLCMutual of Omaha Mortgage, Inc.Zions Bancorporation, N.A.AMERICA FIRST Federal Credit UnionBell BankNationstar Mortgage LLCLoandepot.Com, LLCMortgage Research Center, LLCCrosscountry Mortgage, LLCGuild Mortgage Company LLCLongbridge Financial, LLCV.I.P. Mortgage, Inc.Provident Funding Associates, L.P.Wells Fargo Bank, National AssociationOnity Mortgage CorporationOneAZ Credit UnionMoria Development, Inc.

Other lending data for Maricopa County

Mortgage lenders in Maricopa CountyHome improvement loans in Maricopa CountyCash-out refinance in Maricopa CountyInvestment property purchase in Maricopa CountyInvestment cash-out refinance in Maricopa CountyInvestment refinance in Maricopa CountyInvestment home improvement in Maricopa County

Nearby markets

All lending in Maricopa CountyCounty overviewRefinance across ArizonaStatewidePima CountyNearby countyPinal CountyNearby countyYavapai CountyNearby county