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refinance lenders · HMDA 2023–2025

Refinance lenders in Maricopa County, Arizona

Fat Boy Data analyzed mortgage refinance activity in Maricopa County, Arizona to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 42,273 applications were decided by 555 lenders between 2023 and 2025.

Maricopa County at a glance

555Active lenders163 with 20+ decisions
77.5%Market approval rate32,747 of 42,273 decided
$385KTypical loanmedian lender, $10K brackets
93%Borrower take-up30,346 loans funded

How Maricopa County compares

Approval rate compared
Maricopa County77.5%Arizona78.0%All 616 counties76.5%
Typical loan compared
Maricopa County$385KArizona$385KAll 616 counties$295K

What the data shows

Desert Financial Credit Union made the most mortgage refinances in Maricopa County, AZ, 4,061 of them.

Paramount Residential Mortgage Group, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 97% of 154.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 11% approved of 137Discover Bank: 36% approved of 944Mortgage Research Center, LLC: 43% approved of 314Lakeview Loan Servicing, LLC: 47% approved of 1,040Spring Eq, LLC: 48% approved of 462Mountain America Federal Credit Union: 50% approved of 852Carrington Mortgage Services, LLC: 52% approved of 130Comerica Bank: 53% approved of 187Securitynational Mortgage Company: 55% approved of 126Third Federal Savings And Loan Association Of Cleveland: 59% approved of 137HTLF Bank: 60% approved of 114Alliant Credit Union: 63% approved of 169Navy Federal Credit Union: 64% approved of 121Nova Financial & Investment Corporation: 67% approved of 182Pentagon Federal Credit Union: 67% approved of 166Bank of America, National Association: 68% approved of 1,295PNC Bank, National Association: 69% approved of 533Zions Bancorporation, N.A.: 71% approved of 414UMB Bank, National Association: 71% approved of 187Wells Fargo Bank, National Association: 71% approved of 231Loandepot.Com, LLC: 72% approved of 319Desert Financial Credit Union: 73% approved of 6,139OneAZ Credit Union: 73% approved of 214Newrez LLC: 74% approved of 549American Pacific Mortgage Corporation: 76% approved of 110AMERICA FIRST Federal Credit Union: 78% approved of 385Onity Mortgage Corporation: 78% approved of 218FirstBank: 78% approved of 116Arizona Financial Credit Union: 79% approved of 999Rocket Mortgage, LLC: 81% approved of 2,403Ladera Lending, Inc.: 83% approved of 124Copper State Credit Union: 84% approved of 132U.S. Bank National Association: 85% approved of 449United Wholesale Mortgage, LLC: 86% approved of 6,831Planet Home Lending, LLC: 86% approved of 156New American Funding, LLC: 86% approved of 160Bell Bank: 86% approved of 351Nationstar Mortgage LLC: 87% approved of 328Village Capital & Investment LLC: 87% approved of 489Longbridge Financial, LLC: 88% approved of 249Pennymac Loan Services, LLC: 88% approved of 839Sun West Mortgage Company, Inc.: 89% approved of 169Mutual of Omaha Mortgage, Inc.: 89% approved of 415Cmg Mortgage, Inc.: 89% approved of 492Fairway Independent Mortgage Corporation: 89% approved of 486JPMorgan Chase Bank, National Association: 89% approved of 517LoanUnited.com, LLC: 89% approved of 168Guaranteed Rate, Inc.: 90% approved of 174The Loan Store, Inc.: 90% approved of 197Finance of America Reverse LLC: 90% approved of 438Guild Mortgage Company LLC: 92% approved of 296Union Home Mortgage Corp.: 93% approved of 147Movement Mortgage, LLC: 93% approved of 138Crosscountry Mortgage, LLC: 94% approved of 305Provident Funding Associates, L.P.: 95% approved of 232Freedom Mortgage Corporation: 95% approved of 1,370Plains Commerce Bank: 96% approved of 124Moria Development, Inc.: 96% approved of 212V.I.P. Mortgage, Inc.: 96% approved of 247Paramount Residential Mortgage Group, Inc.: 97% approved of 154

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Maricopa County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only86%5,856 / 6,83197%$425K5,666
2Desert Financial Credit Union73%4,496 / 6,13990%$135K4,061
3Rocket Mortgage, LLC81%1,944 / 2,40395%$385K1,845
4Freedom Mortgage Corporation95%1,302 / 1,37078%$395K1,019
5Bank of America, National Association68%877 / 1,29598%$155K861

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 550 more lenders.

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Other lending data for Maricopa County

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Nearby markets

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