Launch Credit Union mortgage approval rate & lending review
Launch Credit Union decided 3,921 mortgage applications and funded 1,696 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Launch Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Launch Credit Union at a glance
Approval is 18.1 points below the 69.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 82% | 171 / 208 | 77% | $285K | 131 |
| Cash-out refinance | 51% | 1,774 / 3,464 | 85% | $75K | 1,507 |
| Refinance | 48% | 22 / 46 | 73% | $195K | 16 |
| Investment cash-out refinance | 24% | 45 / 184 | 78% | $55K | 35 |
Launch Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 52% | $75K | 3,921 | 1,696 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Launch Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Brevard County, FL | Cash-out refinance | 53% | 2,144 | 959 |
| Volusia County, FL | Cash-out refinance | 48% | 935 | 393 |
| Brevard County, FL | Mortgage lenders | 79% | 131 | 79 |
| Orange County, FL | Cash-out refinance | 53% | 92 | 42 |
| Brevard County, FL | Investment cash-out refinance | 24% | 119 | 21 |
| Flagler County, FL | Cash-out refinance | 50% | 40 | 19 |
| Seminole County, FL | Cash-out refinance | 68% | 31 | 17 |
| Osceola County, FL | Cash-out refinance | 45% | 40 | 14 |
| Brevard County, FL | Refinance | 50% | 32 | 13 |
| Volusia County, FL | Investment cash-out refinance | 32% | 41 | 12 |
| Lake County, FL | Cash-out refinance | 45% | 31 | 11 |
| Polk County, FL | Cash-out refinance | 18% | 22 | 2 |
The county markets where Launch Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Launch Credit Union
What is Launch Credit Union's mortgage approval rate?
Launch Credit Union approved 51.6% of the 3,921 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 18.1 points below the 69.7% national rate for the same mix of loan types.
How often do borrowers take the loan Launch Credit Union offers?
Borrowers accepted 84% of the loans Launch Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Launch Credit Union make?
The typical cash-out refinance loan Launch Credit Union made was $75K; across all loan types its typical loan ran from $55K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Launch Credit Union lend?
Launch Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Florida.
Can I apply to Launch Credit Union directly?
Yes. Launch Credit Union is a bank or credit union with 20 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Launch Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Launch Credit Union treats applications, then get a rate quote from the lender.