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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Osceola County, Florida

Fat Boy Data analyzed cash-out refinance activity in Osceola County, Florida, home to Kissimmee, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,131 applications were decided by 267 lenders between 2023 and 2025.

Osceola County at a glance

267Active lenders42 with 20+ decisions
57.8%Market approval rate3,542 of 6,131 decided
$195KTypical loanmedian lender, $10K brackets
93%Borrower take-up3,294 loans funded

How Osceola County compares

Approval rate compared
Osceola County57.8%Florida62.2%All 616 counties68.2%
Typical loan compared
Osceola County$195KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Osceola County, FL, 823 of them.

The Mortgage Firm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%One lender: 12% approved of 74One lender: 14% approved of 35One lender: 15% approved of 117Amerisave Mortgage Corporation: 26% approved of 296One lender: 28% approved of 224Newrez LLC: 30% approved of 293One lender: 30% approved of 20One lender: 31% approved of 35One lender: 33% approved of 36One lender: 34% approved of 41One lender: 35% approved of 57One lender: 35% approved of 105One lender: 41% approved of 32One lender: 45% approved of 40One lender: 46% approved of 97Addition Financial: 48% approved of 542One lender: 50% approved of 22One lender: 52% approved of 67One lender: 52% approved of 174One lender: 53% approved of 45One lender: 54% approved of 46One lender: 55% approved of 22One lender: 58% approved of 210One lender: 58% approved of 48One lender: 59% approved of 41One lender: 59% approved of 29One lender: 62% approved of 80One lender: 64% approved of 177One lender: 66% approved of 113One lender: 67% approved of 76United Wholesale Mortgage, LLC: 71% approved of 581One lender: 73% approved of 37Rocket Mortgage, LLC: 77% approved of 1,101One lender: 80% approved of 35One lender: 81% approved of 27One lender: 84% approved of 32One lender: 87% approved of 79One lender: 88% approved of 42One lender: 90% approved of 20One lender: 95% approved of 21One lender: 100% approved of 25One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Osceola County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%848 / 1,10197%$195K823
2United Wholesale Mortgage, LLCBroker only71%414 / 58195%$265K395
3Addition Financial48%261 / 54289%$65K233
4Amerisave Mortgage Corporation26%76 / 29697%$105K74
5Newrez LLC30%87 / 29395%$155K83

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 262 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Osceola County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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