Home›Florida›Lake County›Cash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Lake County, Florida

Fat Boy Data analyzed cash-out refinance activity in Lake County, Florida, home to Clermont, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,368 applications were decided by 290 lenders between 2023 and 2025.

Lake County at a glance

290Active lenders40 with 20+ decisions
64.2%Market approval rate4,090 of 6,368 decided
$175KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,827 loans funded

How Lake County compares

Approval rate compared
Lake County64.2%Florida62.2%All 616 counties68.2%
Typical loan compared
Lake County$175KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Lake County, FL, 1,024 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Mortgage Lenders Investment Trading Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

The typical cash-out refinance here is $175K, 10% smaller than the Florida typical of $195K.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 22% approved of 356One lender: 24% approved of 87One lender: 25% approved of 111One lender: 28% approved of 43One lender: 29% approved of 34One lender: 32% approved of 152One lender: 37% approved of 41One lender: 38% approved of 213One lender: 41% approved of 161One lender: 42% approved of 33One lender: 45% approved of 31One lender: 47% approved of 208One lender: 48% approved of 23One lender: 48% approved of 56One lender: 49% approved of 61One lender: 53% approved of 55One lender: 54% approved of 52One lender: 57% approved of 56Addition Financial: 61% approved of 261One lender: 65% approved of 23One lender: 66% approved of 137One lender: 67% approved of 218One lender: 68% approved of 206One lender: 69% approved of 49One lender: 70% approved of 76One lender: 72% approved of 50United Wholesale Mortgage, LLC: 72% approved of 535Pennymac Loan Services, LLC: 75% approved of 227Rocket Mortgage, LLC: 80% approved of 1,341One lender: 81% approved of 36One lender: 82% approved of 22One lender: 83% approved of 24One lender: 84% approved of 50One lender: 85% approved of 104One lender: 85% approved of 46One lender: 86% approved of 37One lender: 91% approved of 22One lender: 92% approved of 26One lender: 93% approved of 29One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%1,070 / 1,34196%$175K1,024
2United Wholesale Mortgage, LLCBroker only72%386 / 53596%$255K372
3Amerisave Mortgage Corporation22%80 / 35699%$95K79
4Addition Financial61%158 / 26191%$65K144
5Pennymac Loan Services, LLC75%171 / 22796%$225K164

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 285 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Lake County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Lake County

Other lending data for Lake County

Nearby markets