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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Seminole County, Florida

Fat Boy Data analyzed cash-out refinance activity in Seminole County, Florida, home to Sanford, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,952 applications were decided by 269 lenders between 2023 and 2025.

Seminole County at a glance

269Active lenders37 with 20+ decisions
66.9%Market approval rate3,981 of 5,952 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,738 loans funded

How Seminole County compares

Approval rate compared
Seminole County66.9%Florida62.2%All 616 counties68.2%
Typical loan compared
Seminole County$155KFlorida$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Seminole County, FL, 984 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

The Mortgage Firm, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

The typical cash-out refinance here is $155K, 21% smaller than the Florida typical of $195K.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 82One lender: 26% approved of 27Amerisave Mortgage Corporation: 27% approved of 308One lender: 29% approved of 42One lender: 34% approved of 44One lender: 36% approved of 91One lender: 42% approved of 73One lender: 44% approved of 117One lender: 46% approved of 156One lender: 47% approved of 214One lender: 48% approved of 71One lender: 54% approved of 28One lender: 56% approved of 54One lender: 56% approved of 77Addition Financial: 60% approved of 430One lender: 60% approved of 127One lender: 62% approved of 164One lender: 63% approved of 63One lender: 66% approved of 140One lender: 67% approved of 51One lender: 68% approved of 31One lender: 69% approved of 35One lender: 70% approved of 23One lender: 72% approved of 78One lender: 73% approved of 44One lender: 74% approved of 134Fairwinds Credit Union: 74% approved of 295One lender: 76% approved of 106United Wholesale Mortgage, LLC: 78% approved of 467Rocket Mortgage, LLC: 82% approved of 1,228One lender: 83% approved of 30One lender: 84% approved of 69One lender: 85% approved of 26One lender: 86% approved of 37One lender: 94% approved of 32One lender: 97% approved of 30One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Seminole County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%1,012 / 1,22897%$155K984
2United Wholesale Mortgage, LLCBroker only78%365 / 46798%$255K356
3Addition Financial60%257 / 43094%$75K241
4Amerisave Mortgage Corporation27%82 / 30896%$105K79
5Fairwinds Credit Union74%219 / 29599%$95K216

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 264 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Seminole County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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