Lima One Capital, LLC mortgage approval rate & lending review
Lima One Capital, LLC decided 9,998 mortgage applications and funded 8,227 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Lima One Capital, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to limaone.com.
Lima One Capital, LLC at a glance
Approval is 0.9 points above the 81.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 86% | 4,420 / 5,153 | 100% | $185K | 4,420 |
| Investment cash-out refinance | 81% | 2,472 / 3,069 | 100% | $145K | 2,472 |
| Investment refinance | 75% | 1,335 / 1,776 | 100% | $255K | 1,335 |
Lima One Capital, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 78% | $265K | 1,251 | 980 |
| Ohio | 84% | $105K | 710 | 593 |
| Pennsylvania | 82% | $165K | 695 | 572 |
| North Carolina | 90% | $195K | 661 | 592 |
| Georgia | 83% | $255K | 649 | 536 |
| Maryland | 82% | $125K | 514 | 423 |
| Texas | 74% | $235K | 508 | 378 |
| South Carolina | 89% | $205K | 432 | 385 |
| Illinois | 87% | $175K | 408 | 354 |
| Michigan | 77% | $105K | 390 | 302 |
| Tennessee | 86% | $115K | 381 | 327 |
| Indiana | 88% | $145K | 345 | 305 |
| New Jersey | 81% | $255K | 341 | 275 |
| New York | 77% | $135K | 279 | 215 |
| Missouri | 83% | $125K | 272 | 227 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Lima One Capital, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cook County, IL | Investment property purchase | 93% | 177 | 164 |
| Cuyahoga County, OH | Investment property purchase | 89% | 167 | 148 |
| Wayne County, MI | Investment cash-out refinance | 72% | 125 | 90 |
| Wayne County, MI | Investment property purchase | 88% | 101 | 89 |
| Shelby County, TN | Investment cash-out refinance | 91% | 98 | 89 |
| Cuyahoga County, OH | Investment cash-out refinance | 88% | 100 | 88 |
| Shelby County, TN | Investment property purchase | 93% | 92 | 86 |
| Cook County, IL | Investment cash-out refinance | 81% | 102 | 83 |
| Baltimore County, MD | Investment property purchase | 82% | 101 | 83 |
| Baltimore city, MD | Investment property purchase | 82% | 101 | 83 |
| Fulton County, GA | Investment property purchase | 87% | 91 | 79 |
| Mecklenburg County, NC | Investment property purchase | 95% | 80 | 76 |
The county markets where Lima One Capital, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Lima One Capital, LLC
What is Lima One Capital, LLC's mortgage approval rate?
Lima One Capital, LLC approved 82.3% of the 9,998 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.9 points above the 81.4% national rate for the same mix of loan types.
How often do borrowers take the loan Lima One Capital, LLC offers?
Borrowers accepted 100% of the loans Lima One Capital, LLC approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Lima One Capital, LLC make?
The typical investment property mortgage loan Lima One Capital, LLC made was $185K; across all loan types its typical loan ran from $145K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Lima One Capital, LLC lend?
Lima One Capital, LLC decided applications in 47 of the states Fat Boy Data covers, most of them in Florida, Ohio and Pennsylvania.
Can I apply to Lima One Capital, LLC directly?
Yes. Lima One Capital, LLC reports as a direct lender that takes applications from borrowers. Its website is limaone.com.
Does this page show Lima One Capital, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Lima One Capital, LLC treats applications, then get a rate quote from the lender.