Longbridge Financial, LLC mortgage approval rate & lending review
Longbridge Financial, LLC decided 11,266 mortgage applications and funded 8,756 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Longbridge Financial, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to longbridge-financial.com.
Longbridge Financial, LLC at a glance
Approval is 10.2 points above the 75.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 615 / 670 | 91% | $215K | 557 |
| Home improvement loans | 85% | 488 / 577 | 91% | $235K | 445 |
| Cash-out refinance | 84% | 702 / 833 | 78% | $245K | 545 |
| Refinance | 86% | 7,891 / 9,186 | 91% | $245K | 7,209 |
Longbridge Financial, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 87% | $435K | 2,868 | 2,253 |
| Florida | 82% | $205K | 1,195 | 866 |
| Texas | 85% | $145K | 689 | 512 |
| Massachusetts | 86% | $325K | 561 | 451 |
| New York | 88% | $305K | 561 | 422 |
| Arizona | 89% | $225K | 528 | 438 |
| Utah | 94% | $255K | 485 | 411 |
| Colorado | 88% | $245K | 401 | 326 |
| Washington | 86% | $245K | 389 | 303 |
| New Jersey | 88% | $235K | 316 | 255 |
| Oregon | 85% | $245K | 280 | 200 |
| Tennessee | 89% | $165K | 244 | 200 |
| Pennsylvania | 85% | $135K | 242 | 179 |
| North Carolina | 87% | $185K | 209 | 173 |
| Nevada | 89% | $205K | 207 | 172 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Longbridge Financial, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Refinance | 87% | 630 | 486 |
| Orange County, CA | Refinance | 90% | 286 | 244 |
| San Diego County, CA | Refinance | 87% | 290 | 232 |
| Maricopa County, AZ | Refinance | 88% | 249 | 203 |
| Salt Lake County, UT | Refinance | 96% | 201 | 180 |
| Riverside County, CA | Refinance | 89% | 182 | 144 |
| San Bernardino County, CA | Refinance | 82% | 122 | 91 |
| Suffolk County, NY | Refinance | 89% | 112 | 90 |
| Palm Beach County, FL | Refinance | 79% | 129 | 88 |
| Miami-Dade County, FL | Refinance | 73% | 123 | 79 |
| Middlesex County, MA | Refinance | 86% | 94 | 79 |
| Santa Clara County, CA | Refinance | 93% | 90 | 77 |
The county markets where Longbridge Financial, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Longbridge Financial, LLC
What is Longbridge Financial, LLC's mortgage approval rate?
Longbridge Financial, LLC approved 86.1% of the 11,266 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.2 points above the 75.8% national rate for the same mix of loan types.
How often do borrowers take the loan Longbridge Financial, LLC offers?
Borrowers accepted 90% of the loans Longbridge Financial, LLC approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Longbridge Financial, LLC make?
The typical mortgage refinance loan Longbridge Financial, LLC made was $245K; across all loan types its typical loan ran from $215K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Longbridge Financial, LLC lend?
Longbridge Financial, LLC decided applications in 50 of the states Fat Boy Data covers, most of them in California, Florida and Texas.
Can I apply to Longbridge Financial, LLC directly?
Yes. Longbridge Financial, LLC reports as a direct lender that takes applications from borrowers. Its website is longbridge-financial.com.
Does this page show Longbridge Financial, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Longbridge Financial, LLC treats applications, then get a rate quote from the lender.