Manasquan Bank mortgage approval rate & lending review
Manasquan Bank decided 1,760 mortgage applications and funded 1,541 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Manasquan Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Manasquan Bank at a glance
Approval is 16.2 points above the 75.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 446 / 469 | 97% | $455K | 431 |
| Home improvement loans | 85% | 455 / 538 | 96% | $125K | 436 |
| Refinance | 93% | 298 / 321 | 98% | $215K | 291 |
| Investment property purchase | 98% | 240 / 244 | 93% | $595K | 224 |
| Investment refinance | 91% | 64 / 70 | 95% | $415K | 61 |
| Investment home improvement | 89% | 105 / 118 | 93% | $325K | 98 |
Manasquan Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 91% | $325K | 1,734 | 1,516 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Manasquan Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Monmouth County, NJ | Home improvement loans | 86% | 304 | 247 |
| Monmouth County, NJ | Mortgage lenders | 96% | 260 | 245 |
| Monmouth County, NJ | Refinance | 95% | 191 | 176 |
| Ocean County, NJ | Home improvement loans | 81% | 178 | 141 |
| Ocean County, NJ | Mortgage lenders | 92% | 127 | 109 |
| Monmouth County, NJ | Investment property purchase | 98% | 109 | 102 |
| Ocean County, NJ | Refinance | 93% | 90 | 82 |
| Ocean County, NJ | Investment property purchase | 99% | 72 | 66 |
| Monmouth County, NJ | Investment home improvement | 90% | 58 | 49 |
| Ocean County, NJ | Investment refinance | 93% | 29 | 26 |
| Ocean County, NJ | Investment home improvement | 84% | 31 | 25 |
| Monmouth County, NJ | Investment refinance | 87% | 23 | 20 |
The county markets where Manasquan Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Manasquan Bank
What is Manasquan Bank's mortgage approval rate?
Manasquan Bank approved 91.4% of the 1,760 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 16.2 points above the 75.1% national rate for the same mix of loan types.
How often do borrowers take the loan Manasquan Bank offers?
Borrowers accepted 96% of the loans Manasquan Bank approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Manasquan Bank make?
The typical home improvement loan loan Manasquan Bank made was $125K; across all loan types its typical loan ran from $125K to $595K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Manasquan Bank lend?
Manasquan Bank decided applications in 6 of the states Fat Boy Data covers, most of them in New Jersey, Florida and New York.
Can I apply to Manasquan Bank directly?
Yes. Manasquan Bank is a bank or credit union with 15 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Manasquan Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Manasquan Bank treats applications, then get a rate quote from the lender.