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refinance lenders · HMDA 2023–2025

Refinance lenders in Ocean County, New Jersey

Fat Boy Data analyzed mortgage refinance activity in Ocean County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,231 applications were decided by 259 lenders between 2023 and 2025.

Ocean County at a glance

259Active lenders48 with 20+ decisions
76.2%Market approval rate4,748 of 6,231 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,486 loans funded

How Ocean County compares

Approval rate compared
Ocean County76.2%New Jersey75.7%All 616 counties76.5%
Typical loan compared
Ocean County$205KNew Jersey$235KAll 616 counties$295K

What the data shows

PNC Bank, National Association made the most mortgage refinances in Ocean County, NJ, 527 of them.

FM Home Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 104.

The typical mortgage refinance here is $205K, 13% smaller than the New Jersey typical of $235K.

Approval rate of all 48 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 31% approved of 206Spring Eq, LLC: 46% approved of 41Newrez LLC: 47% approved of 49Lakeview Loan Servicing, LLC: 48% approved of 86Provident Bank: 51% approved of 68Lakeland Bank: 52% approved of 48Third Federal Savings And Loan Association Of Cleveland: 60% approved of 85Mortgage Research Center, LLC: 61% approved of 57Homebridge Financial Services, Inc.: 65% approved of 23Bank of America, National Association: 66% approved of 274Manufacturers and Traders Trust Company: 66% approved of 50Fulton Bank, National Association: 69% approved of 112Citizens Bank, National Association: 70% approved of 539TD Bank, National Association: 72% approved of 631PNC Bank, National Association: 74% approved of 729Onity Mortgage Corporation: 76% approved of 42Wells Fargo Bank, National Association: 79% approved of 42Royal United Mortgage LLC: 79% approved of 29Advisors Mortgage Group, L.L.C.: 80% approved of 44OceanFirst Bank, National Association: 80% approved of 205Amboy Bank: 80% approved of 55Pentagon Federal Credit Union: 80% approved of 30Loandepot.Com, LLC: 81% approved of 58Rocket Mortgage, LLC: 83% approved of 332Finance of America Reverse LLC: 84% approved of 68Cmg Mortgage, Inc.: 86% approved of 57Amerihome Mortgage Company, LLC: 87% approved of 23JPMorgan Chase Bank, National Association: 88% approved of 32United Wholesale Mortgage, LLC: 88% approved of 267Mutual of Omaha Mortgage, Inc.: 89% approved of 87Equity Prime Mortgage LLC: 90% approved of 20Nationstar Mortgage LLC: 90% approved of 31Village Capital & Investment LLC: 91% approved of 75Lendage, LLC: 92% approved of 24Emm Loans LLC: 92% approved of 26Pennymac Loan Services, LLC: 93% approved of 109Manasquan Bank: 93% approved of 90Guaranteed Rate, Inc.: 93% approved of 45Absolute Home Mortgage Corporation: 94% approved of 31Freedom Mortgage Corporation: 95% approved of 142Planet Home Lending, LLC: 96% approved of 23Crosscountry Mortgage, LLC: 96% approved of 73American Neighborhood Mortgage Acceptance Company LLC: 97% approved of 67Glendenning Mortgage Corporation: 97% approved of 34Longbridge Financial, LLC: 98% approved of 49FM Home Loans, LLC: 100% approved of 104Nationwide Mortgage Bankers, Inc.: 100% approved of 31Paramount Residential Mortgage Group, Inc.: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Ocean County

LenderApprovalApprovedTaken upTypical loanLoans made
1PNC Bank, National Association74%536 / 72998%$135K527
2TD Bank, National Association72%456 / 63198%$155K447
3Citizens Bank, National Association70%378 / 53999%$205K373
4Rocket Mortgage, LLC83%274 / 33292%$315K253
5Bank of America, National Association66%180 / 27496%$115K173

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 254 more lenders.

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Other lending data for Ocean County

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Nearby markets

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