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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Ocean County, New Jersey

Fat Boy Data analyzed investment property refinance activity in Ocean County, New Jersey, home to Point Pleasant, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,075 applications were decided by 174 lenders between 2023 and 2025.

Ocean County at a glance

174Active lenders12 with 20+ decisions
80.9%Market approval rate870 of 1,075 decided
$425KTypical loanmedian lender, $10K brackets
92%Borrower take-up797 loans funded

How Ocean County compares

Approval rate compared
Ocean County80.9%New Jersey77.7%All 616 counties77.7%
Typical loan compared
Ocean County$425KNew Jersey$425KAll 616 counties$235K

What the data shows

FM Home Loans, LLC made the most investment property refinances in Ocean County, NJ, 90 of them.

FM Home Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 105.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%One lender: 50% approved of 30One lender: 57% approved of 23Citizens Bank, National Association: 59% approved of 51One lender: 66% approved of 35United Wholesale Mortgage, LLC: 76% approved of 51TD Bank, National Association: 78% approved of 63One lender: 83% approved of 30One lender: 89% approved of 36One lender: 93% approved of 27One lender: 93% approved of 29FM Home Loans, LLC: 100% approved of 105Ark Mortgage, Inc.: 100% approved of 50

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Ocean County

LenderApprovalApprovedTaken upTypical loanLoans made
1FM Home Loans, LLC100%105 / 10586%$435K90
2TD Bank, National Association78%49 / 63100%$425K49
3United Wholesale Mortgage, LLCBroker only76%39 / 51100%$395K39
4Citizens Bank, National Association59%30 / 51100%$405K30
5Ark Mortgage, Inc.100%50 / 5090%$445K45

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 169 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Ocean County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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