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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Ocean County, New Jersey

Fat Boy Data analyzed investment property refinance activity in Ocean County, New Jersey to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,075 applications were decided by 174 lenders between 2023 and 2025.

Ocean County at a glance

174Active lenders12 with 20+ decisions
80.9%Market approval rate870 of 1,075 decided
$425KTypical loanmedian lender, $10K brackets
92%Borrower take-up797 loans funded

How Ocean County compares

Approval rate compared
Ocean County80.9%New Jersey77.7%All 616 counties77.7%
Typical loan compared
Ocean County$425KNew Jersey$425KAll 616 counties$235K

What the data shows

FM Home Loans, LLC made the most investment property refinances in Ocean County, NJ, 90 of them.

FM Home Loans, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 105.

Approval rate of all 12 lenders with 20+ decisions here
0%25%50%75%100%PNC Bank, National Association: 50% approved of 30Pennymac Loan Services, LLC: 57% approved of 23Citizens Bank, National Association: 59% approved of 51Bank of America, National Association: 66% approved of 35United Wholesale Mortgage, LLC: 76% approved of 51TD Bank, National Association: 78% approved of 63Rocket Mortgage, LLC: 83% approved of 30The Loan Store, Inc.: 89% approved of 36Loan Funder LLC: 93% approved of 27Manasquan Bank: 93% approved of 29FM Home Loans, LLC: 100% approved of 105Ark Mortgage, Inc.: 100% approved of 50

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Ocean County

LenderApprovalApprovedTaken upTypical loanLoans made
1FM Home Loans, LLC100%105 / 10586%$435K90
2TD Bank, National Association78%49 / 63100%$425K49
3United Wholesale Mortgage, LLCBroker only76%39 / 51100%$395K39
4Citizens Bank, National Association59%30 / 51100%$405K30
5Ark Mortgage, Inc.100%50 / 5090%$445K45

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 169 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Ocean County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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