Lender profile · HMDA 2023–2025
ML Mortgage Corp. mortgage approval rates & lending data
ML Mortgage Corp. decided 3,253 mortgage applications and funded 2,975 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 2,286 / 2,384 | 96% | $405K | 2,206 |
| Cash-out refinance | 93% | 322 / 346 | 93% | $335K | 299 |
| Refinance | 96% | 219 / 229 | 96% | $435K | 210 |
| Investment property purchase | 97% | 150 / 155 | 91% | $325K | 136 |
| Investment cash-out refinance | 96% | 89 / 93 | 97% | $305K | 86 |
| Investment refinance | 93% | 42 / 45 | 90% | $325K | 38 |
ML Mortgage Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 97% | $465K | 2,331 | 2,165 |
| Nevada | 97% | $355K | 413 | 378 |
| Texas | 87% | $275K | 180 | 151 |
| Arizona | 88% | $345K | 168 | 142 |
| Florida | 92% | $355K | 40 | 34 |
| Washington | 82% | $395K | 34 | 26 |
| Pennsylvania | 100% | $155K | 21 | 21 |
| Hawaii | 93% | $455K | 14 | 13 |
| Indiana | 100% | $65K | 13 | 13 |
| Oregon | 90% | $415K | 10 | 7 |
| Tennessee | 100% | $355K | 7 | 7 |
| South Carolina | 100% | $265K | 5 | 2 |
| Montana | 100% | $575K | 4 | 4 |
| Colorado | 100% | $585K | 3 | 3 |
| Georgia | 67% | $5K | 3 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.