Msa Mortgage, LLC mortgage approval rate & lending review
Msa Mortgage, LLC decided 1,717 mortgage applications and funded 1,550 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Msa Mortgage, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to msamortgage.com.
Msa Mortgage, LLC at a glance
Approval is 4.6 points above the 85.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 1,212 / 1,341 | 100% | $585K | 1,212 |
| Cash-out refinance | 87% | 65 / 75 | 98% | $435K | 64 |
| Refinance | 97% | 95 / 98 | 99% | $585K | 94 |
| Investment property purchase | 89% | 133 / 149 | 100% | $515K | 133 |
| Investment cash-out refinance | 96% | 25 / 26 | 100% | $555K | 25 |
| Investment refinance | 79% | 22 / 28 | 100% | $625K | 22 |
Msa Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 89% | $585K | 1,465 | 1,305 |
| Florida | 96% | $315K | 161 | 155 |
| New Hampshire | 98% | $325K | 51 | 50 |
| Rhode Island | 100% | $405K | 25 | 25 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Msa Mortgage, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Essex County, MA | Mortgage lenders | 89% | 340 | 303 |
| Suffolk County, MA | Mortgage lenders | 92% | 267 | 245 |
| Middlesex County, MA | Mortgage lenders | 84% | 185 | 156 |
| Norfolk County, MA | Mortgage lenders | 90% | 133 | 120 |
| Okaloosa County, FL | Mortgage lenders | 100% | 67 | 67 |
| Suffolk County, MA | Investment property purchase | 82% | 39 | 32 |
| Suffolk County, MA | Refinance | 100% | 31 | 30 |
| Essex County, MA | Refinance | 88% | 26 | 23 |
| Suffolk County, MA | Cash-out refinance | 92% | 25 | 23 |
| Essex County, MA | Investment property purchase | 100% | 22 | 22 |
| Essex County, MA | Cash-out refinance | 83% | 23 | 19 |
The county markets where Msa Mortgage, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Msa Mortgage, LLC
What is Msa Mortgage, LLC's mortgage approval rate?
Msa Mortgage, LLC approved 90.4% of the 1,717 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.6 points above the 85.7% national rate for the same mix of loan types.
How often do borrowers take the loan Msa Mortgage, LLC offers?
Borrowers accepted 100% of the loans Msa Mortgage, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Msa Mortgage, LLC make?
The typical home purchase mortgage loan Msa Mortgage, LLC made was $585K; across all loan types its typical loan ran from $435K to $625K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Msa Mortgage, LLC lend?
Msa Mortgage, LLC decided applications in 10 of the states Fat Boy Data covers, most of them in Massachusetts, Florida and New Hampshire.
Can I apply to Msa Mortgage, LLC directly?
Yes. Msa Mortgage, LLC reports as a direct lender that takes applications from borrowers. Its website is msamortgage.com.
Does this page show Msa Mortgage, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Msa Mortgage, LLC treats applications, then get a rate quote from the lender.