NORTHROP GRUMMAN Federal Credit Union mortgage approval rate & lending review
NORTHROP GRUMMAN Federal Credit Union decided 2,692 mortgage applications and funded 1,772 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions NORTHROP GRUMMAN Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
NORTHROP GRUMMAN Federal Credit Union at a glance
Approval is 12.1 points above the 70.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 398 / 411 | 90% | $345K | 358 |
| Home improvement loans | 84% | 596 / 712 | 75% | $135K | 448 |
| Cash-out refinance | 78% | 1,032 / 1,329 | 79% | $115K | 814 |
| Refinance | 88% | 134 / 152 | 73% | $115K | 98 |
| Investment cash-out refinance | 62% | 35 / 56 | 89% | $65K | 31 |
NORTHROP GRUMMAN Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 81% | $115K | 1,489 | 941 |
| Maryland | 84% | $75K | 339 | 228 |
| Florida | 84% | $105K | 240 | 159 |
| Illinois | 91% | $95K | 98 | 71 |
| Arizona | 88% | $125K | 90 | 68 |
| Utah | 83% | $75K | 86 | 59 |
| Virginia | 97% | $135K | 67 | 50 |
| Colorado | 97% | $105K | 32 | 26 |
| Alabama | 82% | $105K | 22 | 16 |
| Nevada | 68% | $165K | 22 | 12 |
| Pennsylvania | 86% | $235K | 21 | 15 |
| Texas | 55% | $315K | 20 | 9 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where NORTHROP GRUMMAN Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Cash-out refinance | 77% | 549 | 325 |
| Los Angeles County, CA | Home improvement loans | 85% | 298 | 188 |
| San Bernardino County, CA | Cash-out refinance | 73% | 85 | 46 |
| Anne Arundel County, MD | Cash-out refinance | 77% | 53 | 35 |
| Brevard County, FL | Home improvement loans | 88% | 43 | 33 |
| Brevard County, FL | Cash-out refinance | 77% | 53 | 30 |
| Orange County, CA | Home improvement loans | 89% | 36 | 29 |
| San Bernardino County, CA | Home improvement loans | 85% | 34 | 22 |
| San Diego County, CA | Home improvement loans | 87% | 23 | 18 |
| Kern County, CA | Cash-out refinance | 73% | 26 | 13 |
| Weber County, UT | Cash-out refinance | 67% | 21 | 13 |
| Baltimore County, MD | Cash-out refinance | 62% | 21 | 12 |
The county markets where NORTHROP GRUMMAN Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about NORTHROP GRUMMAN Federal Credit Union
What is NORTHROP GRUMMAN Federal Credit Union's mortgage approval rate?
NORTHROP GRUMMAN Federal Credit Union approved 82.5% of the 2,692 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.1 points above the 70.4% national rate for the same mix of loan types.
How often do borrowers take the loan NORTHROP GRUMMAN Federal Credit Union offers?
Borrowers accepted 80% of the loans NORTHROP GRUMMAN Federal Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does NORTHROP GRUMMAN Federal Credit Union make?
The typical cash-out refinance loan NORTHROP GRUMMAN Federal Credit Union made was $115K; across all loan types its typical loan ran from $65K to $345K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does NORTHROP GRUMMAN Federal Credit Union lend?
NORTHROP GRUMMAN Federal Credit Union decided applications in 41 of the states Fat Boy Data covers, most of them in California, Maryland and Florida.
Can I apply to NORTHROP GRUMMAN Federal Credit Union directly?
Yes. NORTHROP GRUMMAN Federal Credit Union is a bank or credit union with 28 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show NORTHROP GRUMMAN Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how NORTHROP GRUMMAN Federal Credit Union treats applications, then get a rate quote from the lender.