Notre Dame Federal Credit Union Corporation mortgage approval rate & lending review
Notre Dame Federal Credit Union Corporation decided 4,026 mortgage applications and funded 3,451 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Notre Dame Federal Credit Union Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Notre Dame Federal Credit Union Corporation at a glance
Approval is 14.9 points above the 74.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 1,281 / 1,336 | 99% | $195K | 1,267 |
| Home improvement loans | 83% | 824 / 991 | 90% | $65K | 743 |
| Cash-out refinance | 86% | 893 / 1,034 | 95% | $75K | 852 |
| Refinance | 91% | 481 / 527 | 96% | $75K | 460 |
| Investment property purchase | 100% | 75 / 75 | 100% | $215K | 75 |
| Investment cash-out refinance | 80% | 20 / 25 | 100% | $85K | 20 |
Notre Dame Federal Credit Union Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 90% | $75K | 3,431 | 2,973 |
| Arizona | 86% | $125K | 188 | 154 |
| Michigan | 89% | $75K | 157 | 131 |
| Illinois | 92% | $155K | 59 | 49 |
| Florida | 76% | $205K | 33 | 23 |
| California | 75% | $155K | 32 | 24 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Notre Dame Federal Credit Union Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| St. Joseph County, IN | Mortgage lenders | 96% | 796 | 752 |
| St. Joseph County, IN | Cash-out refinance | 87% | 706 | 585 |
| St. Joseph County, IN | Home improvement loans | 83% | 710 | 543 |
| St. Joseph County, IN | Refinance | 93% | 398 | 355 |
| Elkhart County, IN | Mortgage lenders | 96% | 271 | 258 |
| Elkhart County, IN | Cash-out refinance | 88% | 113 | 93 |
| Elkhart County, IN | Home improvement loans | 87% | 69 | 56 |
| Allen County, IN | Mortgage lenders | 100% | 49 | 49 |
| Elkhart County, IN | Refinance | 92% | 49 | 43 |
| St. Joseph County, IN | Investment property purchase | 100% | 41 | 41 |
| Berrien County, MI | Mortgage lenders | 100% | 38 | 37 |
| Berrien County, MI | Cash-out refinance | 81% | 42 | 31 |
The county markets where Notre Dame Federal Credit Union Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Notre Dame Federal Credit Union Corporation
What is Notre Dame Federal Credit Union Corporation's mortgage approval rate?
Notre Dame Federal Credit Union Corporation approved 89.6% of the 4,026 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.9 points above the 74.8% national rate for the same mix of loan types.
How often do borrowers take the loan Notre Dame Federal Credit Union Corporation offers?
Borrowers accepted 96% of the loans Notre Dame Federal Credit Union Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Notre Dame Federal Credit Union Corporation make?
The typical home purchase mortgage loan Notre Dame Federal Credit Union Corporation made was $195K; across all loan types its typical loan ran from $65K to $215K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Notre Dame Federal Credit Union Corporation lend?
Notre Dame Federal Credit Union Corporation decided applications in 39 of the states Fat Boy Data covers, most of them in Indiana, Arizona and Michigan.
Can I apply to Notre Dame Federal Credit Union Corporation directly?
Yes. Notre Dame Federal Credit Union Corporation is a bank or credit union with 15 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Notre Dame Federal Credit Union Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Notre Dame Federal Credit Union Corporation treats applications, then get a rate quote from the lender.