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investment property lenders · HMDA 2023–2025

Investment property lenders in St. Joseph County, Indiana

Fat Boy Data analyzed investment property mortgage activity in St. Joseph County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,101 applications were decided by 177 lenders between 2023 and 2025.

St. Joseph County at a glance

177Active lenders14 with 20+ decisions
89.5%Market approval rate986 of 1,101 decided
$145KTypical loanmedian lender, $10K brackets
95%Borrower take-up940 loans funded

How St. Joseph County compares

Approval rate compared
St. Joseph County89.5%Indiana88.6%All 616 counties87.5%
Typical loan compared
St. Joseph County$145KIndiana$155KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in St. Joseph County, IN, 139 of them.

Ruoff Mortgage Company, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 46.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%Loan Funder LLC: 78% approved of 23Rocket Mortgage, LLC: 79% approved of 24Bpl Mortgage, LLC: 80% approved of 20Everwise Credit Union: 85% approved of 26United Wholesale Mortgage, LLC: 89% approved of 35Cardinal Financial Company, Limited Partnership: 91% approved of 43Kiavi Funding, Inc.: 93% approved of 1521st Source Bank: 94% approved of 48JPMorgan Chase Bank, National Association: 95% approved of 20First Federal Savings Bank: 98% approved of 40Ruoff Mortgage Company, Inc.: 100% approved of 46Notre Dame Federal Credit Union Corporation: 100% approved of 41Hallmark Home Mortgage, LLC: 100% approved of 29Crossroads Bank: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in St. Joseph County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.93%142 / 15298%$145K139
21st Source Bank94%45 / 4889%$145K40
3Ruoff Mortgage Company, Inc.100%46 / 4687%$145K40
4Cardinal Financial Company, Limited Partnership91%39 / 4392%$95K36
5Notre Dame Federal Credit Union Corporation100%41 / 41100%$215K41

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 172 more lenders.

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