Lender profile · HMDA 2023–2025
Orrstown Bank mortgage approval rates & lending data
Orrstown Bank decided 2,699 mortgage applications and funded 2,131 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 744 / 812 | 99% | $255K | 735 |
| Home improvement loans | 71% | 559 / 787 | 99% | $105K | 552 |
| Cash-out refinance | 80% | 45 / 56 | 93% | $145K | 42 |
| Refinance | 77% | 617 / 803 | 97% | $175K | 597 |
| Investment property purchase | 95% | 175 / 185 | 98% | $145K | 171 |
| Investment refinance | 82% | 28 / 34 | 93% | $135K | 26 |
Orrstown Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 81% | $175K | 2,363 | 1,872 |
| Maryland | 78% | $155K | 294 | 222 |
| Delaware | 100% | $335K | 13 | 13 |
| Florida | 92% | $455K | 12 | 11 |
| West Virginia | 60% | $185K | 5 | 3 |
| New Jersey | 67% | $135K | 3 | 2 |
| South Carolina | 100% | $2.17M | 3 | 3 |
| Colorado | 100% | $205K | 1 | 1 |
| District of Columbia | 100% | $1.25M | 1 | 1 |
| New Mexico | 0% | — | 1 | 0 |
| North Carolina | 100% | $525K | 1 | 1 |
| Virginia | 100% | $495K | 1 | 1 |
| Wisconsin | 100% | $625K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.