Lender profile · HMDA 2023–2025
Peak Credit Union mortgage approval rates & lending data
Peak Credit Union decided 2,641 mortgage applications and funded 1,813 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 75% | 362 / 484 | 98% | $345K | 356 |
| Home improvement loans | 70% | 1,174 / 1,673 | 98% | $65K | 1,149 |
| Cash-out refinance | 69% | 85 / 123 | 96% | $215K | 82 |
| Refinance | 67% | 210 / 313 | 98% | $105K | 205 |
Peak Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 74% | $55K | 1,415 | 1,020 |
| Washington | 66% | $65K | 1,224 | 793 |
| Michigan | 0% | — | 1 | 0 |
| Texas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.