Lender profile · HMDA 2023–2025
People First Federal Credit Union mortgage approval rates & lending data
People First Federal Credit Union decided 1,641 mortgage applications and funded 1,164 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 84% | 229 / 274 | 99% | $295K | 226 |
| Home improvement loans | 65% | 529 / 814 | 96% | $45K | 508 |
| Refinance | 77% | 365 / 474 | 98% | $55K | 359 |
| Investment property purchase | 100% | 35 / 35 | 97% | $195K | 34 |
People First Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 73% | $55K | 1,607 | 1,139 |
| New Jersey | 79% | $115K | 28 | 21 |
| Ohio | 60% | $35K | 5 | 3 |
| Colorado | 100% | $145K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.