Pfn Lending Group, Inc. mortgage approval rate & lending review
Pfn Lending Group, Inc. decided 3,241 mortgage applications and funded 2,575 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Pfn Lending Group, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Pfn Lending Group, Inc. at a glance
Approval is 1.6 points below the 82.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 1,412 / 1,598 | 99% | $395K | 1,395 |
| Cash-out refinance | 72% | 178 / 247 | 97% | $515K | 173 |
| Refinance | 80% | 144 / 180 | 100% | $555K | 144 |
| Investment property purchase | 77% | 382 / 497 | 97% | $375K | 371 |
| Investment cash-out refinance | 68% | 312 / 462 | 99% | $315K | 308 |
| Investment refinance | 74% | 173 / 233 | 95% | $515K | 164 |
Pfn Lending Group, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 83% | $795K | 1,141 | 927 |
| Florida | 77% | $405K | 608 | 457 |
| Texas | 80% | $285K | 466 | 370 |
| Michigan | 92% | $235K | 225 | 206 |
| Nevada | 83% | $355K | 88 | 72 |
| Maryland | 82% | $135K | 72 | 59 |
| Arizona | 84% | $395K | 70 | 58 |
| New Jersey | 75% | $455K | 69 | 52 |
| New York | 59% | $655K | 61 | 36 |
| Pennsylvania | 77% | $205K | 43 | 32 |
| Hawaii | 80% | $865K | 41 | 33 |
| Illinois | 78% | $275K | 40 | 31 |
| Tennessee | 89% | $185K | 37 | 32 |
| Georgia | 78% | $305K | 36 | 26 |
| Washington | 70% | $505K | 27 | 17 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Pfn Lending Group, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Ventura County, CA | Mortgage lenders | 93% | 110 | 102 |
| Osceola County, FL | Mortgage lenders | 93% | 110 | 102 |
| Kent County, MI | Mortgage lenders | 97% | 74 | 72 |
| Los Angeles County, CA | Investment cash-out refinance | 74% | 74 | 54 |
| Riverside County, CA | Investment refinance | 94% | 35 | 33 |
| Webb County, TX | Mortgage lenders | 78% | 32 | 25 |
| Los Angeles County, CA | Investment refinance | 62% | 37 | 21 |
The county markets where Pfn Lending Group, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Pfn Lending Group, Inc.
What is Pfn Lending Group, Inc.'s mortgage approval rate?
Pfn Lending Group, Inc. approved 80.9% of the 3,241 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.6 points below the 82.5% national rate for the same mix of loan types.
How often do borrowers take the loan Pfn Lending Group, Inc. offers?
Borrowers accepted 98% of the loans Pfn Lending Group, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Pfn Lending Group, Inc. make?
The typical home purchase mortgage loan Pfn Lending Group, Inc. made was $395K; across all loan types its typical loan ran from $315K to $555K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Pfn Lending Group, Inc. lend?
Pfn Lending Group, Inc. decided applications in 41 of the states Fat Boy Data covers, most of them in California, Florida and Texas.
Can I apply to Pfn Lending Group, Inc. directly?
Yes. Pfn Lending Group, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Pfn Lending Group, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Pfn Lending Group, Inc. treats applications, then get a rate quote from the lender.