Lender profile · HMDA 2023–2025
Polish N.A.tional Credit Union mortgage approval rates & lending data
Polish N.A.tional Credit Union decided 944 mortgage applications and funded 802 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 316 / 330 | 98% | $275K | 309 |
| Home improvement loans | 81% | 275 / 341 | 97% | $45K | 267 |
| Cash-out refinance | 87% | 160 / 183 | 97% | $75K | 155 |
| Refinance | 76% | 38 / 50 | 95% | $85K | 36 |
| Investment property purchase | 100% | 29 / 29 | 97% | $205K | 28 |
Polish N.A.tional Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 88% | $75K | 900 | 766 |
| Connecticut | 82% | $295K | 40 | 32 |
| Rhode Island | 100% | $505K | 3 | 3 |
| New Hampshire | 100% | $275K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.