Premia Mortgage, LLC mortgage approval rate & lending review
Premia Mortgage, LLC decided 4,683 mortgage applications and funded 4,532 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Premia Mortgage, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to premiamortgage.com.
Premia Mortgage, LLC at a glance
Approval is 9.7 points above the 87.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 4,472 / 4,604 | 100% | $415K | 4,458 |
| Refinance | 97% | 59 / 61 | 98% | $515K | 58 |
Premia Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 97% | $425K | 858 | 825 |
| Florida | 98% | $475K | 340 | 330 |
| North Carolina | 99% | $425K | 298 | 294 |
| Michigan | 97% | $365K | 219 | 212 |
| Georgia | 97% | $475K | 196 | 190 |
| Missouri | 96% | $365K | 189 | 182 |
| Pennsylvania | 96% | $395K | 170 | 162 |
| South Carolina | 98% | $385K | 164 | 159 |
| Tennessee | 95% | $425K | 164 | 155 |
| California | 97% | $615K | 150 | 145 |
| Illinois | 98% | $415K | 142 | 138 |
| Washington | 93% | $585K | 123 | 115 |
| Arizona | 95% | $535K | 104 | 99 |
| Virginia | 94% | $415K | 102 | 96 |
| Colorado | 98% | $595K | 99 | 97 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Premia Mortgage, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| St. Charles County, MO | Mortgage lenders | 98% | 102 | 100 |
| Midland County, TX | Mortgage lenders | 97% | 64 | 62 |
| Bonneville County, ID | Mortgage lenders | 100% | 22 | 22 |
The county markets where Premia Mortgage, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Premia Mortgage, LLC
What is Premia Mortgage, LLC's mortgage approval rate?
Premia Mortgage, LLC approved 97.1% of the 4,683 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.7 points above the 87.4% national rate for the same mix of loan types.
How often do borrowers take the loan Premia Mortgage, LLC offers?
Borrowers accepted 100% of the loans Premia Mortgage, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Premia Mortgage, LLC make?
The typical home purchase mortgage loan Premia Mortgage, LLC made was $415K; across all loan types its typical loan ran from $415K to $515K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Premia Mortgage, LLC lend?
Premia Mortgage, LLC decided applications in 50 of the states Fat Boy Data covers, most of them in Texas, Florida and North Carolina.
Can I apply to Premia Mortgage, LLC directly?
Yes. Premia Mortgage, LLC reports as a direct lender that takes applications from borrowers. Its website is premiamortgage.com.
Does this page show Premia Mortgage, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Premia Mortgage, LLC treats applications, then get a rate quote from the lender.