Premier Lending, Inc. mortgage approval rate & lending review
Premier Lending, Inc. decided 1,864 mortgage applications and funded 1,819 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Premier Lending, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to premierlending.com.
Premier Lending, Inc. at a glance
Approval is 13.3 points above the 85.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 1,529 / 1,536 | 99% | $285K | 1,521 |
| Cash-out refinance | 99% | 75 / 76 | 92% | $255K | 69 |
| Refinance | 98% | 81 / 83 | 90% | $395K | 73 |
| Investment property purchase | 100% | 111 / 111 | 96% | $265K | 107 |
| Investment cash-out refinance | 89% | 34 / 38 | 91% | $255K | 31 |
Premier Lending, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 98% | $375K | 293 | 279 |
| North Carolina | 100% | $375K | 279 | 273 |
| Minnesota | 99% | $235K | 264 | 261 |
| California | 100% | $625K | 212 | 209 |
| Ohio | 100% | $165K | 168 | 166 |
| Washington | 100% | $315K | 144 | 144 |
| Florida | 99% | $265K | 108 | 106 |
| Texas | 99% | $205K | 108 | 105 |
| Kentucky | 100% | $225K | 88 | 84 |
| South Carolina | 100% | $275K | 69 | 68 |
| Alabama | 95% | $135K | 42 | 39 |
| Tennessee | 95% | $395K | 40 | 38 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Premier Lending, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Spokane County, WA | Mortgage lenders | 100% | 124 | 124 |
| Sonoma County, CA | Mortgage lenders | 100% | 88 | 87 |
| Summit County, OH | Mortgage lenders | 100% | 69 | 69 |
| Randall County, TX | Mortgage lenders | 100% | 45 | 45 |
| Hardin County, KY | Mortgage lenders | 100% | 41 | 41 |
| Stark County, OH | Mortgage lenders | 100% | 36 | 36 |
| Stearns County, MN | Mortgage lenders | 100% | 27 | 27 |
The county markets where Premier Lending, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Premier Lending, Inc.
What is Premier Lending, Inc.'s mortgage approval rate?
Premier Lending, Inc. approved 99.2% of the 1,864 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.3 points above the 85.9% national rate for the same mix of loan types.
How often do borrowers take the loan Premier Lending, Inc. offers?
Borrowers accepted 98% of the loans Premier Lending, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Premier Lending, Inc. make?
The typical home purchase mortgage loan Premier Lending, Inc. made was $285K; across all loan types its typical loan ran from $255K to $395K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Premier Lending, Inc. lend?
Premier Lending, Inc. decided applications in 27 of the states Fat Boy Data covers, most of them in Arizona, North Carolina and Minnesota.
Can I apply to Premier Lending, Inc. directly?
Yes. Premier Lending, Inc. reports as a direct lender that takes applications from borrowers. Its website is premierlending.com.
Does this page show Premier Lending, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Premier Lending, Inc. treats applications, then get a rate quote from the lender.