Primeway Federal Credit Union mortgage approval rate & lending review
Primeway Federal Credit Union decided 1,097 mortgage applications and funded 794 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Primeway Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Primeway Federal Credit Union at a glance
Approval is 8.8 points above the 67.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 60% | 15 / 25 | 87% | $65K | 13 |
| Home improvement loans | 77% | 489 / 639 | 96% | $65K | 469 |
| Cash-out refinance | 78% | 105 / 134 | 93% | $135K | 98 |
| Refinance | 77% | 230 / 299 | 93% | $135K | 214 |
Primeway Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 76% | $65K | 1,097 | 794 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Primeway Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Harris County, TX | Home improvement loans | 75% | 423 | 304 |
| Harris County, TX | Refinance | 75% | 230 | 163 |
| Fort Bend County, TX | Home improvement loans | 80% | 154 | 116 |
| Harris County, TX | Cash-out refinance | 77% | 106 | 75 |
| Fort Bend County, TX | Refinance | 84% | 50 | 39 |
| Brazoria County, TX | Home improvement loans | 81% | 27 | 22 |
| Montgomery County, TX | Home improvement loans | 82% | 22 | 18 |
| Fort Bend County, TX | Cash-out refinance | 80% | 20 | 16 |
The county markets where Primeway Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Primeway Federal Credit Union
What is Primeway Federal Credit Union's mortgage approval rate?
Primeway Federal Credit Union approved 76.5% of the 1,097 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.8 points above the 67.7% national rate for the same mix of loan types.
How often do borrowers take the loan Primeway Federal Credit Union offers?
Borrowers accepted 95% of the loans Primeway Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Primeway Federal Credit Union make?
The typical home improvement loan loan Primeway Federal Credit Union made was $65K; across all loan types its typical loan ran from $65K to $135K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Primeway Federal Credit Union lend?
Primeway Federal Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Texas.
Can I apply to Primeway Federal Credit Union directly?
Yes. Primeway Federal Credit Union is a bank or credit union with 7 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Primeway Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Primeway Federal Credit Union treats applications, then get a rate quote from the lender.