RBC Bank, (Georgia) National Association mortgage approval rate & lending review
RBC Bank, (Georgia) National Association decided 3,534 mortgage applications and funded 2,715 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions RBC Bank, (Georgia) National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
RBC Bank, (Georgia) National Association at a glance
Approval is 2.4 points below the 80.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 989 / 1,085 | 99% | $455K | 980 |
| Home improvement loans | 69% | 96 / 140 | 97% | $105K | 93 |
| Cash-out refinance | 73% | 90 / 124 | 98% | $275K | 88 |
| Investment property purchase | 81% | 1,047 / 1,288 | 99% | $345K | 1,040 |
| Investment cash-out refinance | 59% | 283 / 482 | 97% | $215K | 274 |
| Investment refinance | 70% | 35 / 50 | 100% | $195K | 35 |
| Investment home improvement | 55% | 189 / 343 | 98% | $195K | 186 |
RBC Bank, (Georgia) National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 70% | $345K | 1,376 | 949 |
| Arizona | 80% | $405K | 295 | 234 |
| Texas | 89% | $425K | 294 | 260 |
| California | 73% | $475K | 288 | 204 |
| Georgia | 90% | $285K | 143 | 128 |
| North Carolina | 92% | $505K | 111 | 101 |
| New York | 71% | $285K | 97 | 69 |
| Washington | 81% | $735K | 93 | 75 |
| Michigan | 83% | $395K | 89 | 72 |
| Nevada | 79% | $275K | 77 | 61 |
| Illinois | 89% | $365K | 63 | 56 |
| Ohio | 78% | $125K | 60 | 46 |
| Massachusetts | 85% | $705K | 53 | 45 |
| South Carolina | 85% | $205K | 52 | 44 |
| Tennessee | 74% | $545K | 46 | 34 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where RBC Bank, (Georgia) National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Maricopa County, AZ | Investment property purchase | 91% | 96 | 87 |
| Lee County, FL | Investment property purchase | 75% | 76 | 57 |
| Polk County, FL | Investment property purchase | 73% | 74 | 53 |
| Broward County, FL | Investment property purchase | 85% | 59 | 50 |
| Riverside County, CA | Investment property purchase | 86% | 56 | 48 |
| Osceola County, FL | Investment property purchase | 85% | 52 | 44 |
| Sarasota County, FL | Investment property purchase | 90% | 49 | 44 |
| Maricopa County, AZ | Investment cash-out refinance | 56% | 64 | 36 |
| Palm Beach County, FL | Investment property purchase | 77% | 47 | 34 |
| Collier County, FL | Investment property purchase | 79% | 39 | 31 |
| Manatee County, FL | Investment property purchase | 80% | 35 | 28 |
| Maricopa County, AZ | Investment home improvement | 82% | 28 | 23 |
The county markets where RBC Bank, (Georgia) National Association made the most loans. Each link opens that market with every lender ranked.
Questions about RBC Bank, (Georgia) National Association
What is RBC Bank, (Georgia) National Association's mortgage approval rate?
RBC Bank, (Georgia) National Association approved 77.8% of the 3,534 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 2.4 points below the 80.2% national rate for the same mix of loan types.
How often do borrowers take the loan RBC Bank, (Georgia) National Association offers?
Borrowers accepted 99% of the loans RBC Bank, (Georgia) National Association approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does RBC Bank, (Georgia) National Association make?
The typical investment property mortgage loan RBC Bank, (Georgia) National Association made was $345K; across all loan types its typical loan ran from $105K to $455K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does RBC Bank, (Georgia) National Association lend?
RBC Bank, (Georgia) National Association decided applications in 47 of the states Fat Boy Data covers, most of them in Florida, Arizona and Texas.
Can I apply to RBC Bank, (Georgia) National Association directly?
Yes. RBC Bank, (Georgia) National Association is a bank or credit union with 1 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show RBC Bank, (Georgia) National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how RBC Bank, (Georgia) National Association treats applications, then get a rate quote from the lender.