Investment property improvement lenders in Maricopa County, Arizona
Fat Boy Data analyzed investment home improvement loan activity in Maricopa County, Arizona, home to Phoenix, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,365 applications were decided by 146 lenders between 2023 and 2025.
Maricopa County at a glance
How Maricopa County compares
What the data shows
Desert Financial Credit Union made the most investment home improvement loans in Maricopa County, AZ, 548 of them.
That is 37% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Merchants Mortgage & Trust Corporation, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Investment property improvement lenders in Maricopa County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Desert Financial Credit Union | 51% | 622 / 1,229 | 88% | $105K | 548 |
| 2 | Bank of America, National Association | 12% | 22 / 180 | 100% | $105K | 22 |
| 3 | Spring Eq, LLC | 29% | 49 / 169 | 88% | $85K | 43 |
| 4 | Navy Federal Credit Union | 30% | 42 / 142 | 100% | $95K | 42 |
| 5 | BMO Bank National Association | 31% | 42 / 137 | 90% | $125K | 38 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 141 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest investment home improvement loan lenders in Maricopa County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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