Sammamish Mortgage Company mortgage approval rate & lending review
Sammamish Mortgage Company decided 2,225 mortgage applications and funded 2,147 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Sammamish Mortgage Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to sammamishmortgage.com.
Sammamish Mortgage Company at a glance
Approval is 10.9 points above the 85.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 1,597 / 1,638 | 100% | $645K | 1,597 |
| Refinance | 96% | 297 / 311 | 100% | $625K | 297 |
| Investment property purchase | 96% | 189 / 197 | 100% | $465K | 189 |
| Investment refinance | 81% | 51 / 63 | 100% | $525K | 51 |
Sammamish Mortgage Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 97% | $645K | 1,855 | 1,791 |
| Oregon | 96% | $475K | 301 | 289 |
| California | 97% | $615K | 32 | 31 |
| Idaho | 97% | $465K | 30 | 29 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Sammamish Mortgage Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| King County, WA | Mortgage lenders | 97% | 826 | 801 |
| Snohomish County, WA | Mortgage lenders | 99% | 182 | 180 |
| King County, WA | Refinance | 96% | 166 | 159 |
| Pierce County, WA | Mortgage lenders | 99% | 129 | 128 |
| Kitsap County, WA | Mortgage lenders | 100% | 74 | 74 |
| King County, WA | Investment property purchase | 97% | 72 | 70 |
| Snohomish County, WA | Refinance | 100% | 45 | 45 |
| Pierce County, WA | Refinance | 96% | 25 | 24 |
| King County, WA | Investment refinance | 72% | 29 | 21 |
| Pierce County, WA | Investment property purchase | 91% | 23 | 21 |
| Snohomish County, WA | Investment property purchase | 91% | 22 | 20 |
| Kitsap County, WA | Refinance | 85% | 20 | 17 |
The county markets where Sammamish Mortgage Company made the most loans. Each link opens that market with every lender ranked.
Questions about Sammamish Mortgage Company
What is Sammamish Mortgage Company's mortgage approval rate?
Sammamish Mortgage Company approved 96.5% of the 2,225 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.9 points above the 85.6% national rate for the same mix of loan types.
How often do borrowers take the loan Sammamish Mortgage Company offers?
Borrowers accepted 100% of the loans Sammamish Mortgage Company approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Sammamish Mortgage Company make?
The typical home purchase mortgage loan Sammamish Mortgage Company made was $645K; across all loan types its typical loan ran from $465K to $645K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Sammamish Mortgage Company lend?
Sammamish Mortgage Company decided applications in 5 of the states Fat Boy Data covers, most of them in Washington, Oregon and California.
Can I apply to Sammamish Mortgage Company directly?
Yes. Sammamish Mortgage Company reports as a direct lender that takes applications from borrowers. Its website is sammamishmortgage.com.
Does this page show Sammamish Mortgage Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Sammamish Mortgage Company treats applications, then get a rate quote from the lender.