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refinance lenders · HMDA 2023–2025

Refinance lenders in Kitsap County, Washington

Fat Boy Data analyzed mortgage refinance activity in Kitsap County, Washington, home to Bremerton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,067 applications were decided by 202 lenders between 2023 and 2025.

Kitsap County at a glance

202Active lenders33 with 20+ decisions
85.5%Market approval rate2,621 of 3,067 decided
$425KTypical loanmedian lender, $10K brackets
92%Borrower take-up2,411 loans funded

How Kitsap County compares

Approval rate compared
Kitsap County85.5%Washington79.5%All 616 counties76.5%
Typical loan compared
Kitsap County$425KWashington$455KAll 616 counties$295K

What the data shows

KITSAP Credit Union made the most mortgage refinances in Kitsap County, WA, 332 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 71.

Lenders approved 85.5% of mortgage refinance applications in Kitsap County, WA, 5.9 percentage points above the Washington rate of 79.5%.

Approval rate of all 33 lenders with 20+ decisions here
0%25%50%75%100%One lender: 36% approved of 39One lender: 51% approved of 73One lender: 52% approved of 21One lender: 63% approved of 49One lender: 64% approved of 45One lender: 69% approved of 107One lender: 71% approved of 59Boeing Employees Credit Union: 72% approved of 237One lender: 75% approved of 24One lender: 81% approved of 21Rocket Mortgage, LLC: 85% approved of 139One lender: 85% approved of 20One lender: 87% approved of 31One lender: 88% approved of 25One lender: 88% approved of 43One lender: 90% approved of 20One lender: 92% approved of 71One lender: 92% approved of 25KITSAP Credit Union: 93% approved of 387One lender: 94% approved of 63One lender: 94% approved of 34One lender: 95% approved of 22One lender: 96% approved of 23United Wholesale Mortgage, LLC: 96% approved of 369One lender: 97% approved of 29Freedom Mortgage Corporation: 97% approved of 131One lender: 98% approved of 106One lender: 98% approved of 54One lender: 100% approved of 71One lender: 100% approved of 55One lender: 100% approved of 35One lender: 100% approved of 34One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Kitsap County

LenderApprovalApprovedTaken upTypical loanLoans made
1KITSAP Credit Union93%361 / 38792%$105K332
2United Wholesale Mortgage, LLCBroker only96%353 / 36993%$475K327
3Boeing Employees Credit Union72%170 / 23792%$155K156
4Rocket Mortgage, LLC85%118 / 13992%$455K108
5Freedom Mortgage Corporation97%127 / 13178%$475K99

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 197 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Kitsap County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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