refinance lenders · HMDA 2023–2025

Refinance lenders in Sandoval County, New Mexico

Fat Boy Data analyzed mortgage refinance activity in Sandoval County, New Mexico, home to Rio Rancho, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,839 applications were decided by 147 lenders between 2023 and 2025.

Sandoval County at a glance

147Active lenders20 with 20+ decisions
80.2%Market approval rate1,475 of 1,839 decided
$285KTypical loanmedian lender, $10K brackets
92%Borrower take-up1,364 loans funded

How Sandoval County compares

Approval rate compared
Sandoval County80.2%New Mexico78.7%All 616 counties76.5%
Typical loan compared
Sandoval County$285KNew Mexico$265KAll 616 counties$295K

What the data shows

Nusenda made the most mortgage refinances in Sandoval County, NM, 172 of them.

Village Capital & Investment LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 41.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%One lender: 33% approved of 36One lender: 48% approved of 27One lender: 50% approved of 44One lender: 52% approved of 21One lender: 57% approved of 23One lender: 58% approved of 24One lender: 66% approved of 41One lender: 67% approved of 21One lender: 68% approved of 38Sandia Area: 77% approved of 88One lender: 80% approved of 20Rocket Mortgage, LLC: 81% approved of 121Nusenda: 82% approved of 217One lender: 88% approved of 58One lender: 88% approved of 43One lender: 89% approved of 81United Wholesale Mortgage, LLC: 89% approved of 199One lender: 93% approved of 30Freedom Mortgage Corporation: 95% approved of 116One lender: 98% approved of 41

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Sandoval County

LenderApprovalApprovedTaken upTypical loanLoans made
1Nusenda82%179 / 21796%$75K172
2United Wholesale Mortgage, LLCBroker only89%177 / 19995%$365K168
3Rocket Mortgage, LLC81%98 / 12193%$285K91
4Freedom Mortgage Corporation95%110 / 11678%$345K86
5Sandia Area77%68 / 8899%$85K67

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 142 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Sandoval County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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