Lender profile · HMDA 2023–2025
State Employees Credit Union mortgage approval rates & lending data
State Employees Credit Union decided 664 mortgage applications and funded 516 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 85 / 90 | 86% | $255K | 73 |
| Home improvement loans | 94% | 131 / 140 | 89% | $75K | 117 |
| Cash-out refinance | 91% | 222 / 244 | 89% | $105K | 198 |
| Refinance | 75% | 103 / 137 | 81% | $115K | 83 |
State Employees Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Mexico | 89% | $105K | 664 | 516 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.