Securitynational Mortgage Company mortgage approval rate & lending review
Securitynational Mortgage Company decided 18,558 mortgage applications and funded 16,057 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Securitynational Mortgage Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to securitynational.com.
Securitynational Mortgage Company at a glance
Approval is 2.0 points above the 85.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 13,037 / 14,282 | 99% | $345K | 12,940 |
| Home improvement loans | 59% | 183 / 309 | 97% | $265K | 178 |
| Cash-out refinance | 71% | 624 / 881 | 99% | $265K | 615 |
| Refinance | 60% | 357 / 591 | 97% | $345K | 348 |
| Investment property purchase | 89% | 1,444 / 1,630 | 100% | $205K | 1,438 |
| Investment cash-out refinance | 74% | 347 / 470 | 97% | $175K | 336 |
| Investment refinance | 51% | 169 / 331 | 98% | $175K | 166 |
| Investment home improvement | 56% | 36 / 64 | 100% | $165K | 36 |
Securitynational Mortgage Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 87% | $265K | 4,643 | 4,000 |
| Utah | 94% | $395K | 4,395 | 4,137 |
| Arizona | 82% | $345K | 2,354 | 1,888 |
| Florida | 80% | $285K | 1,322 | 1,044 |
| Nevada | 87% | $345K | 1,126 | 977 |
| Georgia | 84% | $275K | 732 | 606 |
| California | 83% | $565K | 511 | 418 |
| Colorado | 94% | $355K | 417 | 390 |
| Tennessee | 83% | $105K | 350 | 288 |
| Wisconsin | 89% | $205K | 276 | 245 |
| Hawaii | 79% | $675K | 273 | 211 |
| Washington | 89% | $405K | 221 | 192 |
| Connecticut | 85% | $265K | 186 | 159 |
| Alabama | 91% | $115K | 176 | 158 |
| Illinois | 76% | $275K | 165 | 117 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Securitynational Mortgage Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Salt Lake County, UT | Mortgage lenders | 96% | 1,995 | 1,914 |
| Utah County, UT | Mortgage lenders | 97% | 1,427 | 1,374 |
| Maricopa County, AZ | Mortgage lenders | 86% | 1,220 | 1,027 |
| Harris County, TX | Mortgage lenders | 91% | 833 | 757 |
| Cameron County, TX | Mortgage lenders | 92% | 259 | 238 |
| El Paso County, TX | Mortgage lenders | 88% | 252 | 219 |
| Davis County, UT | Mortgage lenders | 99% | 210 | 207 |
| Midland County, TX | Mortgage lenders | 94% | 207 | 195 |
| Galveston County, TX | Mortgage lenders | 95% | 175 | 166 |
| El Paso County, CO | Mortgage lenders | 97% | 170 | 165 |
| Lee County, FL | Mortgage lenders | 83% | 203 | 165 |
| Fort Bend County, TX | Mortgage lenders | 94% | 172 | 161 |
The county markets where Securitynational Mortgage Company made the most loans. Each link opens that market with every lender ranked.
Questions about Securitynational Mortgage Company
What is Securitynational Mortgage Company's mortgage approval rate?
Securitynational Mortgage Company approved 87.3% of the 18,558 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 2.0 points above the 85.2% national rate for the same mix of loan types.
How often do borrowers take the loan Securitynational Mortgage Company offers?
Borrowers accepted 99% of the loans Securitynational Mortgage Company approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Securitynational Mortgage Company make?
The typical home purchase mortgage loan Securitynational Mortgage Company made was $345K; across all loan types its typical loan ran from $165K to $345K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Securitynational Mortgage Company lend?
Securitynational Mortgage Company decided applications in 44 of the states Fat Boy Data covers, most of them in Texas, Utah and Arizona.
Can I apply to Securitynational Mortgage Company directly?
Yes. Securitynational Mortgage Company reports as a direct lender that takes applications from borrowers. Its website is securitynational.com.
Does this page show Securitynational Mortgage Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Securitynational Mortgage Company treats applications, then get a rate quote from the lender.