Superior Credit Union, Inc. mortgage approval rate & lending review
Superior Credit Union, Inc. decided 2,705 mortgage applications and funded 2,252 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Superior Credit Union, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Superior Credit Union, Inc. at a glance
Approval is 9.6 points above the 76.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 971 / 1,016 | 96% | $165K | 936 |
| Home improvement loans | 78% | 707 / 908 | 99% | $35K | 702 |
| Cash-out refinance | 71% | 141 / 198 | 91% | $85K | 128 |
| Refinance | 79% | 285 / 359 | 98% | $55K | 278 |
| Investment property purchase | 98% | 165 / 168 | 98% | $105K | 161 |
| Investment refinance | 91% | 29 / 32 | 100% | $145K | 29 |
Superior Credit Union, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 85% | $85K | 2,622 | 2,176 |
| Florida | 95% | $245K | 22 | 21 |
| Kentucky | 95% | $335K | 22 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Superior Credit Union, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Allen County, OH | Mortgage lenders | 95% | 572 | 527 |
| Allen County, OH | Home improvement loans | 80% | 656 | 520 |
| Allen County, OH | Refinance | 81% | 253 | 199 |
| Hamilton County, OH | Mortgage lenders | 95% | 169 | 153 |
| Allen County, OH | Investment property purchase | 97% | 100 | 96 |
| Allen County, OH | Cash-out refinance | 73% | 127 | 84 |
| Hamilton County, OH | Home improvement loans | 75% | 93 | 69 |
| Lucas County, OH | Mortgage lenders | 98% | 52 | 51 |
| Clermont County, OH | Mortgage lenders | 92% | 51 | 43 |
| Clermont County, OH | Home improvement loans | 80% | 51 | 41 |
| Hamilton County, OH | Refinance | 74% | 50 | 37 |
| Lucas County, OH | Home improvement loans | 67% | 36 | 24 |
The county markets where Superior Credit Union, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Superior Credit Union, Inc.
What is Superior Credit Union, Inc.'s mortgage approval rate?
Superior Credit Union, Inc. approved 85.7% of the 2,705 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.6 points above the 76.1% national rate for the same mix of loan types.
How often do borrowers take the loan Superior Credit Union, Inc. offers?
Borrowers accepted 97% of the loans Superior Credit Union, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Superior Credit Union, Inc. make?
The typical home purchase mortgage loan Superior Credit Union, Inc. made was $165K; across all loan types its typical loan ran from $35K to $165K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Superior Credit Union, Inc. lend?
Superior Credit Union, Inc. decided applications in 19 of the states Fat Boy Data covers, most of them in Ohio, Florida and Kentucky.
Can I apply to Superior Credit Union, Inc. directly?
Yes. Superior Credit Union, Inc. is a bank or credit union with 29 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Superior Credit Union, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Superior Credit Union, Inc. treats applications, then get a rate quote from the lender.