Lender profile · HMDA 2023–2025
Texas Bank and Trust Company mortgage approval rates & lending data
Texas Bank and Trust Company decided 1,041 mortgage applications and funded 710 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 508 / 581 | 74% | $355K | 377 |
| Home improvement loans | 71% | 67 / 94 | 64% | $65K | 43 |
| Cash-out refinance | 74% | 59 / 80 | 73% | $125K | 43 |
| Refinance | 80% | 36 / 45 | 75% | $305K | 27 |
| Investment property purchase | 96% | 192 / 199 | 94% | $195K | 180 |
Texas Bank and Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 87% | $355K | 1,032 | 702 |
| Florida | 100% | $965K | 3 | 2 |
| Alabama | 100% | $445K | 1 | 1 |
| Arizona | 100% | $355K | 1 | 1 |
| Louisiana | 100% | $215K | 1 | 1 |
| North Carolina | 100% | $365K | 1 | 1 |
| Oklahoma | 100% | $415K | 1 | 1 |
| Tennessee | 100% | $1M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.