Texas National Bank mortgage approval rates & lending data

Texas National Bank decided 393 mortgage applications and funded 283 loans across the 616 counties Fat Boy Data covers, 2023–2025.

Approval by loan type

Loan type	Approval	Approved	Taken up	Typical loan	Loans made
Mortgage lenders	95%	125 / 132	89%	$205K	111
Refinance	89%	117 / 131	64%	$255K	75
Investment property purchase	96%	54 / 56	96%	$165K	52
Investment cash-out refinance	89%	31 / 35	90%	$255K	28

State	Approval	Typical loan	Decided	Loans made
Texas	89%	$205K	349	240
Tennessee	98%	$315K	44	43

Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.