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refinance lenders · HMDA 2023–2025

Refinance lenders in Hidalgo County, Texas

Fat Boy Data analyzed mortgage refinance activity in Hidalgo County, Texas, home to McAllen, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,684 applications were decided by 174 lenders between 2023 and 2025.

Hidalgo County at a glance

174Active lenders42 with 20+ decisions
70.6%Market approval rate2,601 of 3,684 decided
$265KTypical loanmedian lender, $10K brackets
90%Borrower take-up2,343 loans funded

How Hidalgo County compares

Approval rate compared
Hidalgo County70.6%Texas70.9%All 616 counties76.5%
Typical loan compared
Hidalgo County$265KTexas$335KAll 616 counties$295K

What the data shows

Willow Bend Mortgage Company, LLC made the most mortgage refinances in Hidalgo County, TX, 306 of them.

Nations Reliable Lending, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 46.

The typical mortgage refinance here is $265K, 21% smaller than the Texas typical of $335K.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%One lender: 14% approved of 22One lender: 15% approved of 20One lender: 20% approved of 85One lender: 24% approved of 21One lender: 26% approved of 77One lender: 32% approved of 85One lender: 33% approved of 55One lender: 39% approved of 79One lender: 42% approved of 64One lender: 45% approved of 139Rally Credit Union: 46% approved of 222One lender: 48% approved of 23One lender: 57% approved of 47One lender: 58% approved of 36One lender: 62% approved of 40One lender: 64% approved of 87Rocket Mortgage, LLC: 65% approved of 243One lender: 74% approved of 31One lender: 74% approved of 31One lender: 78% approved of 27One lender: 79% approved of 29One lender: 82% approved of 45United Wholesale Mortgage, LLC: 82% approved of 243One lender: 83% approved of 92One lender: 84% approved of 45One lender: 86% approved of 21One lender: 86% approved of 22One lender: 87% approved of 89One lender: 87% approved of 46One lender: 88% approved of 90One lender: 90% approved of 52One lender: 92% approved of 24One lender: 92% approved of 50One lender: 93% approved of 60One lender: 94% approved of 157One lender: 96% approved of 24Willow Bend Mortgage Company, LLC: 98% approved of 313Crosscountry Mortgage, LLC: 98% approved of 163One lender: 98% approved of 56One lender: 100% approved of 46One lender: 100% approved of 38One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Hidalgo County

LenderApprovalApprovedTaken upTypical loanLoans made
1Willow Bend Mortgage Company, LLC98%306 / 313100%$295K306
2United Wholesale Mortgage, LLCBroker only82%200 / 24393%$305K186
3Rocket Mortgage, LLC65%159 / 24396%$225K153
4Rally Credit Union46%103 / 22283%$205K85
5Crosscountry Mortgage, LLC98%160 / 16399%$305K158

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 169 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Hidalgo County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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