HomeTexasHidalgo CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Hidalgo County, Texas

Fat Boy Data analyzed investment cash-out refinance activity in Hidalgo County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 638 applications were decided by 111 lenders between 2023 and 2025.

Hidalgo County at a glance

111Active lenders7 with 20+ decisions
66.1%Market approval rate422 of 638 decided
$145KTypical loanmedian lender, $10K brackets
90%Borrower take-up380 loans funded

How Hidalgo County compares

Approval rate compared
Hidalgo County66.1%Texas71.4%All 616 counties73.1%
Typical loan compared
Hidalgo County$145KTexas$185KAll 616 counties$205K

What the data shows

Security Service Federal Credit Union made the most investment cash-out refinances in Hidalgo County, TX, 21 of them.

Texas National Bank approved the highest share of applications among lenders with at least 20 decisions here, 87% of 23.

Lenders approved 66.1% of investment cash-out refinance applications in Hidalgo County, TX, 5.3 percentage points below the Texas rate of 71.4%.

The typical investment cash-out refinance here is $145K, 22% smaller than the Texas typical of $185K.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%Rally Credit Union: 47% approved of 38Hometown Equity Mortgage, LLC: 53% approved of 32Homexpress Mortgage Corp.: 54% approved of 26United Wholesale Mortgage, LLC: 78% approved of 76Cmg Mortgage, Inc.: 82% approved of 22Security Service Federal Credit Union: 84% approved of 25Texas National Bank: 87% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Hidalgo County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only78%59 / 76100%$145K59
2Rally Credit Union47%18 / 3889%$155K16
3Hometown Equity Mortgage, LLC53%17 / 3294%$175K16
4Homexpress Mortgage Corp.Broker only54%14 / 2693%$125K13
5Security Service Federal Credit Union84%21 / 25100%$115K21

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 106 more lenders.

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