Investment property cash-out lenders in Hidalgo County, Texas
Fat Boy Data analyzed investment cash-out refinance activity in Hidalgo County, Texas, home to McAllen, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 638 applications were decided by 111 lenders between 2023 and 2025.
Hidalgo County at a glance
How Hidalgo County compares
What the data shows
Security Service Federal Credit Union made the most investment cash-out refinances in Hidalgo County, TX, 21 of them.
Texas National Bank approved the highest share of applications among lenders with at least 20 decisions here, 87% of 23.
Lenders approved 66.1% of investment cash-out refinance applications in Hidalgo County, TX, 5.3 percentage points below the Texas rate of 71.4%.
The typical investment cash-out refinance here is $145K, 22% smaller than the Texas typical of $185K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Investment property cash-out lenders in Hidalgo County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 78% | 59 / 76 | 100% | $145K | 59 |
| 2 | Rally Credit Union | 47% | 18 / 38 | 89% | $155K | 16 |
| 3 | Hometown Equity Mortgage, LLC | 53% | 17 / 32 | 94% | $175K | 16 |
| 4 | Homexpress Mortgage Corp.Broker only | 54% | 14 / 26 | 93% | $125K | 13 |
| 5 | Security Service Federal Credit Union | 84% | 21 / 25 | 100% | $115K | 21 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 106 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in Hidalgo County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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- How easy each lender is to reach
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